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Cleavr

Also known as: Cleavr AI, Cleavr SAS, Cleavr Connect, Cleavr Intelligence

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AI collections coworker that connects to a company's ERP and autonomously runs the full cash collection cycle, from multichannel and AI voice follow ups through reconciliation, disputes, and legal escalation.

Cleavr is a Paris based AI cash collection platform that connects to a company's ERP and runs accounts receivable end to end, from the first reminder to legal recovery, under the company's own brand.

It syncs invoices, clients and payments from more than twenty accounting, billing and CRM systems including Pennylane, NetSuite, SAP, Sage, Microsoft Dynamics NAV, Oracle, Odoo, Xero, Sellsy, Axonaut, Stripe and Chargebee, detects overdue invoices and follows up from the first day across email, SMS, messaging apps, AI voice calls, voicemail and letter, choosing the channel and timing that each debtor responds to.

Cleavr Intelligence reads and qualifies every reply, distinguishing a promise to pay from a dispute or a cash flow difficulty, pauses reminders when a dispute arises, proposes payment plans, and escalates through friendly, firm and pre legal stages according to the debtor's behavior, with the file handed to a partner bailiff or lawyer if amicable collection fails; before a formal notice or a transfer to a bailiff, the finance team approves or rejects in one click from a task carrying the full file context, and the level of autonomy can be widened over time from an observation mode.

Payments are matched to invoices and synced back to the ERP, debtors pay, dispute or request a payment plan through a branded portal, B2G invoices are deposited automatically on Chorus Pro, and a real time dashboard and exportable audit trail show who owes what, at what stage, and every action taken. Cleavr is ISO 27001:2022 certified, GDPR compliant with an appointed DPO, hosts data exclusively in the European Union, isolates each client's data, and publishes a partner API with webhooks for platforms that want to send receivables into recovery.

Founded in 2025 and backed by a one million euro pre seed round from Kima Ventures and others, it is used by companies including Pennylane, Swile, Ramsay Santé, Fichet Group, Skello and Greenly, deploys in a day, and is sold as a revenue based subscription with no commission on amounts collected.

Vendor details

Canonical URL

https://www.cleavr.fr

Category

Enterprise operations agent

Funding status

Pre-Seed (1 million euros), 2026

Company status

independent

Use cases & customers

Primary use cases

Autonomous accounts receivable collectionMultichannel dunning with AI voice callsPayment reconciliation and dispute handlingLegal recovery escalation

Target customers

SME and mid market finance teamsEuropean businesses with receivablesCredit and collections managers

Deployment options

Cloud (SaaS)

Integrations

Connects to the company's ERP or invoicing tool and acts across email, SMS, and AI voice calls, with a branded debtor portal for payments, disputes, and payment plans; the breadth of ERP connectors is not detailed.

Agentic Index coverage score

8.5 / 14 capabilities · 61%

Integrations & Tool Calling Full

More than twenty native integrations connect by OAuth or API key, and they act as well as read. They cover accounting, ERP and business management systems (Pennylane, NetSuite, SAP, Sage, Microsoft Dynamics NAV, Oracle, Odoo, Xero, Zoho, Sellsy, Axonaut), billing, payments and banking (Stripe, Chargebee, Qonto), CRM (HubSpot), messaging (Slack, Teams) and automation platforms (Zapier, Make, n8n). B2G invoices go to Chorus Pro through its official API the moment they are validated, and payments are matched into the ERP, which is synced again when a debtor pays. Alerts are pushed to Slack.

SourceCleavr, cleavr.fr/en/faq and cleavr.fr/enread 2026-09-06

Workflow Orchestration Full

Cleavr runs the collection cycle as progressive phases, from reminders and qualification through friendly and firm stages to pre legal and legal, with escalation following debtor behavior rather than a fixed schedule. Cleavr Intelligence qualifies every response and triggers the next action. Disputes pause the workflow, and payment stops it and cascades the ERP sync and analytics. When amicable collection fails, a complete file goes to a bailiff on the vendor's portal, so the whole recovery runs as multiple steps on Cleavr's own runtime.

SourceCleavr, cleavr.fr/en/faq and cleavr.fr/enread 2026-09-06

Knowledge Grounding & RAG Partial

Decisions are grounded in three things: invoices, clients and payments synced from the ERP, which remains the source of truth; the rules and tone the customer sets; and each debtor's reply as Cleavr Intelligence qualifies it. No maintained retrieval structure over the customer's documents, contracts or policies is described.

SourceCleavr, cleavr.fr/en/faq and cleavr.fr/enread 2026-09-06

Human Oversight & Guardrails Full

Before a formal notice is sent or a file goes to a bailiff, Cleavr creates a task with the full file context and the team approves or rejects it in one click, so nothing sensitive goes out without them. Disputes pause reminders and either resolve on their own or land as a task, depending on how much autonomy the customer has given Cleavr Intelligence. Deployment can start with a segment of debtors in observation mode and gain autonomy over time.

SourceCleavr, cleavr.fr/en/faqread 2026-09-06

Security, Identity & Governance Partial

ISO 27001:2022 certification covers the Cleavr platform and infrastructure, as the vendor's own security page states. Cleavr is a GDPR processor with an appointed DPO, encrypts with AES-256 at rest and TLS 1.3 in transit, and isolates each client through row level security; its sub processor list is published. What is missing is any access surface for the customer: no SSO, SAML or SCIM through the customer's identity provider and no named role or permission model, although the FAQ refers to tasks created for the team.

SourceCleavr, cleavr.fr/en/security and cleavr.fr/en/faqread 2026-09-06

Observability & Auditability Full

Every action lands in a complete audit trail with timestamp, author and context, protected against alteration, kept six to twelve months and exportable. Cleavr Intelligence also shows the qualification and confidence behind each decision on a debtor's response, and dashboards and call summaries report the state of every receivable.

SourceCleavr, cleavr.fr/en/security and cleavr.fr/en/faqread 2026-09-06

Memory & State Persistence Partial

The homepage describes a profile for each debtor that the agent maintains and reads on every decision. It tracks interactions and payment patterns, such as when the debtor pays, which channel they respond to and when they open messages, scored and trended, and tone and timing are personalized from it.

Its scope is clear, one debtor across interactions, but Cleavr gives no lifetime, retention or deletion terms for the profile apart from the receivable records, so whether it can be deleted for one customer without touching the business record is unanswered. The broader claim that the AI gets sharper the more it works describes learning absorbed into the product.

SourceCleavr, cleavr.fr/enread 2026-09-06

Deployment & Data Residency Not documented

Data is hosted only in the European Union, on AWS in Paris, Ireland and Frankfurt through Supabase, and those regions are listed as Cleavr's own infrastructure. A customer cannot pick a region or bring its own cloud, and there is no on premises or dedicated tenant option. The regions are a fact about where Cleavr runs, not an option a buyer can use.

SourceCleavr, cleavr.fr/en/security and cleavr.fr/en/faqread 2026-09-06

Prebuilt Agents / Templates / Packs Partial

Default recovery workflows ship with proven settings for durations, channels and tone that work from day one and can be customized. The site also sells sector adaptations, for SaaS, healthcare, build ups and services, but these are configurations of the same product, and the Chorus Pro module is a feature of the platform. What a customer gets is one workflow with defaults to tune, not a catalog of distinct agents or workflows to choose between.

SourceCleavr, cleavr.fr/en/faq and cleavr.fr/enread 2026-09-06

Triggers & Channel Coverage Full

Invoice and payment events synced continuously from the ERP start the agent's work. Overdue invoices are detected and reminders start from D plus 1 and before due dates, and debtor replies are qualified with the next action triggered without intervention. B2G invoices are deposited on Chorus Pro the moment they are validated in the customer's system, rejections are detected and resubmitted, and webhooks fire on recovery events. Outreach runs over email, SMS and messaging apps, and over phone, voicemail and letter.

SourceCleavr, cleavr.fr/en/faq and docs.cleavr.frread 2026-09-06

Model Flexibility & Routing Not documented

Five sub processors appear on the security page, AWS, Vercel, Stripe, Brevo and Slack, and none of them supplies a model; the FAQ names Supabase and AWS as infrastructure. A customer or admin cannot choose a model either. An AI provider missing from a published sub processor list is the plainest sign that the model provider goes unnamed.

SourceCleavr, cleavr.fr/en/securityread 2026-09-06

APIs / SDKs / MCP Extensibility Full

The Cleavr Connect API is published at docs.cleavr.fr, and through it a partner platform submits receivables into recovery and receives status events. The reference covers authentication over OAuth and endpoints for onboarding, receivables and webhooks, with date based versioning, a JavaScript client and an LLM export of the schemas. Access is gated: the FAQ says the Enterprise API is documented there with webhooks and is granted on request to approved partners and enterprise customers. The full platform API, Cleavr One, is described but not documented publicly.

SourceCleavr, docs.cleavr.fr and cleavr.fr/en/faqread 2026-09-06

Testing, Debugging & Optimization Partial

Cleavr's AI starts in observation mode on a segment of debtors and gains autonomy over time, a supervised ramp on live operations, and the homepage says it adapts its approach automatically as it works. There is no evaluation harness or scored test cases, and nothing shows a controlled experiment or a readable verdict on a change to the agent.

SourceCleavr, cleavr.fr/en/faq and cleavr.fr/enread 2026-09-06

Browser / Computer-use Not documented

The agent acts through ERP connections and the Chorus Pro API, and through messaging channels and AI voice calls, while data enrichment keeps client records current as a maintained feed. Nothing shows browser, desktop or computer control. Automated phone calls are a voice channel rather than control of a computer, and data enrichment is a background feed, not an agent operating screens.

SourceCleavr, cleavr.fr/en/faq and cleavr.fr/enread 2026-09-06

The Agentic Index coverage score grades every vendor Full, Partial or Not documented against the same 14 buyer facing capabilities, from public evidence only. Each capability links to how all vendors in the index score on it. How this evidence is graded

Pricing

Contact for pricing

subscription sized to company revenue and receivables volume, no commission on collected amounts

Cost watchouts

Because pricing is a percentage of collected cash, total cost rises with the volume recovered; contractual terms and minimums are not public.

Variable cost rationale

Pricing is a percentage of cash collected, so total cost scales directly with the amount recovered; contractual minimums and terms are not public.

Sales call required

Yes, required for paid access

Free / trial

Fifteen minute demo and 24 hour deployment with no commitment; no free tier or trial published

Lowest paid plan

Not published

Key ambiguities

The 10.8 percent success fee comes from press coverage rather than a public pricing page, and terms likely vary by client.

Agentic Index verified 2026-09-06

Alternatives to Cleavr

The closest documented capability profiles to Cleavr among enterprise operations agents tracked by Agentic Index, ordered by similarity on the same 14 point evidence the rankings use. No vendor pays for placement.

  • Carly8.0 / 14Fuller documented coverage on Prebuilt Agents, Templates & Packs
  • Manhattan Associates10.0 / 14Fuller documented coverage on Knowledge Grounding & RAG and Security, Identity & Governance
  • MelodyArc9.0 / 14Fuller documented coverage on Knowledge Grounding & RAG and Security, Identity & Governance
  • Rapta9.0 / 14Adds documented Deployment & Data Residency
  • Rippling9.0 / 14Fuller documented coverage on Knowledge Grounding & RAG and Security, Identity & Governance
  • Siit9.0 / 14Fuller documented coverage on Knowledge Grounding & RAG and Security, Identity & Governance

Similarity is computed from each vendor's Agentic Index coverage score evidence, axis by axis, not from the totals. How this evidence is graded

Head to head

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