Peakflo
Also known as: Peakflo AI, Peakflo 20X, 20X Agent Orchestrator, AI Browser Agent
Agentic finance operations platform that automates accounts payable, receivable, procurement, and approvals, with self optimizing workflows, voice agents, and internal web app automation.
Peakflo is a Singapore-founded agentic AI platform for finance and back office operations, covering the full invoice-to-cash cycle of invoicing, collections, dunning, cash application and disputes and the procure-to-pay cycle of vendor onboarding, AI invoice capture, two and three way matching, approval automation, payments and reconciliation, alongside expense and spend management. Its agents handle the judgment calls rigid automation cannot: when an invoice does not match a purchase order exactly, the agent contextualizes the partial shipment or price variance, adjusts and routes appropriately rather than failing.
Three named agent products sit alongside the finance modules. AI Voice Agents place collections calls and payment follow ups. The AI Browser Agent logs into any web application where no API exists, using encrypted vaulted credentials and dedicated service accounts, then visually reads pages, fills forms, uploads files and completes multi step flows across vendor portals, ERPs, HRMS and procurement systems, adapting when a layout changes and logging every click with screenshots.
Peakflo 20X, the agent orchestrator, is an open source application the customer downloads and runs entirely on their own machine on Mac, Windows or Linux, free with no card, carrying reusable agent skills, skill memory, enterprise skill transfer, human in the loop gates, organization analytics and community extendable MCP integrations. Across the platform an LLM-as-Judge layer has agents evaluate their own workflow output against the customer's success criteria, test alternative workflow patterns and auto apply the best.
Integrations reach NetSuite, Xero, QuickBooks, SAP S/4 HANA and Business One, Microsoft Dynamics 365 Business Central and SFTP with two way sync, and a public API is documented. Peakflo states SOC 2, CASA and PDPA compliance with Azure and Google SSO, role based access, IP restricted sessions and audit trails with screenshots. Founded in 2021 and backed by Y Combinator and the Google AI accelerator, it serves customers including Ninja Van, InMobi, Hitachi, Carousell and AboitizPower across Southeast Asia, India and beyond, and is eligible for Singapore's Productivity Solutions Grant.
Vendor details
Canonical URL
https://peakflo.co
Category
Enterprise operations agent
Funding status
Founded 2021 in Singapore; roughly $4M to $4.6M raised (source totals vary), backers include Y Combinator, Entrepreneurs First, Amino Capital, Soma Capital, and Rebel Fund. Admitted to Google's AI Accelerator (2024). Co-founders Saurabh Chauhan (CEO) and Dmitry Vedenyapin (CTO).
Company status
independent
Use cases & customers
Primary use cases
Target customers
Deployment options
Integrations
One-click integrations with ERP, accounting software, HRM, CRM, procurement, and vendor management tools, plus Slack, WhatsApp (including invoice OCR over WhatsApp), Calendly, Google Sheets, and Jira. Workflows can start from any connected touchpoint.
In practice
An accounts payable team lets the AI Browser Agent log into supplier portals with vaulted credentials, read invoice and payment details and update NetSuite, with every click and form fill logged with screenshots for the auditors.
A collections team runs voice agents that call customers about overdue invoices with real time payment status pulled from the ERP, while critical actions wait at a human in the loop gate for a person to approve.
A company that keeps its workflows private downloads the 20X orchestrator to run entirely on its own machines, adopts preconfigured skills for finance and support, and lets the LLM as Judge loop test workflow patterns against its own success criteria.
Sources & related URLs
Research sources
Agentic Index coverage score
12.0 / 14 capabilities · 86%
| Integrations & Tool Calling | Full |
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Agents act in named outside systems in two ways. Programmatic integrations reach NetSuite, Xero, QuickBooks, SAP Business One, SAP S/4 HANA, Microsoft Dynamics 365 Business Central, Jurnal and SFTP, with two way ERP and HRMS sync, results syncing back automatically, and a public API. Where no API exists, the browser agent logs into any web application using vaulted credentials and dedicated service accounts, and chains actions across multiple systems in one workflow, pulling from one system, processing in a second and updating a third. SourcePeakflo, peakflo.co/ai-browser-agents and peakflo.co/20x-agent-orchestratorread 2026-09-07 |
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| Workflow Orchestration | Full |
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The 20X orchestrator is an agent orchestration layer with autonomous task execution, tool integration and a coding agent among its named capabilities, running skills as reusable multi step workflows. Across the platform, agents chain actions across multiple systems in one workflow, pulling from one system, processing in a second and updating a third, and the browser agent handles multi step flows with intelligent exception handling, retrying or escalating with full context. On the finance side, full accounts payable and receivable cycles run with approval routing, two and three way matching and autonomous exception resolution that works through a purchase order mismatch or partial shipment rather than failing. SourcePeakflo, peakflo.co/20x-agent-orchestrator and peakflo.co/ai-browser-agentsread 2026-09-07 |
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| Knowledge Grounding & RAG | Partial |
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Agents search what Peakflo calls vast data sources and pull real time invoice and payment status directly from the ERP, grounding decisions in the customer's financial context, and skills carry reusable domain expertise. This is retrieval from connected systems at execution time, and Peakflo names no index, graph or embeddings layer and does not describe ingesting the customer's policies or documents into a store that persists and stays queryable. SourcePeakflo, peakflo.co/peakflo-ai and peakflo.co/20x-agent-orchestratorread 2026-09-07 |
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| Human Oversight & Guardrails | Full |
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Human in the loop is a named capability of the 20X orchestrator, and the browser agent has human in the loop gates for any critical action alongside role based access and IP restricted sessions. When it meets something unexpected it escalates with full context, screenshots, page state and a recommended next step rather than proceeding. On the finance side, rules based multi level approval workflows escalate to the right stakeholder with full context, and finance teams review and adjust AI suggestions before they stand. SourcePeakflo, peakflo.co/ai-browser-agents and peakflo.co/20x-agent-orchestratorread 2026-09-07 |
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| Security, Identity & Governance | Full |
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Peakflo lists SOC 2, CASA and PDPA compliance alongside Azure and Google SSO for its browser agent. Access is governed by role based access, dedicated service accounts, credentials held in encrypted vaults, IP restricted sessions, and human in the loop gates on critical actions, with every access action logged. The compliance claims appear as an image caption rather than on a certification page, and Peakflo publishes no trust center. SourcePeakflo, peakflo.co/ai-browser-agentsread 2026-09-07 |
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| Observability & Auditability | Full |
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Every click, form fill and decision the browser agent makes is logged with screenshots and timestamps, as full compliance documentation that can be accessed at any time and exported to any system, and Peakflo presents a full audit trail with screenshots as something RPA tools only partially provide. The 20X orchestrator names full transparency and organization analytics as capabilities, and on the finance side a centralized dashboard shows performance, email processing volumes by category and the success rate of automated responses. Peakflo keeps this screenshot level record of what an agent did in the interfaces it operated itself. SourcePeakflo, peakflo.co/ai-browser-agents and peakflo.co/20x-agent-orchestratorread 2026-09-07 |
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| Memory & State Persistence | Partial |
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The 20X orchestrator names Skill Memory as a platform capability alongside enterprise skill transfer, describing skills as reusable workflows whose memory helps agents improve over time so repeated work gets easier. The memory is scoped per skill and can be transferred across an organization, but Peakflo states no lifetime and does not say where it lives or how one customer's memory is deleted. Agents also learn company specific coding preferences, budget structures and variance patterns from historical data, learning that changes the agents rather than filling a memory store. SourcePeakflo, peakflo.co/20x-agent-orchestratorread 2026-09-07 |
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| Deployment & Data Residency | Full |
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The 20X orchestrator is built to run in the customer's own environment. It downloads and runs entirely on the customer's own machine, with builds for Mac on Apple Silicon and Intel, Windows and Linux and an open source local host option on GitHub, and Peakflo describes it as having no cloud, no subscription and no limits, built to run locally so workflows stay private. The accounts payable and receivable platform is delivered as cloud SaaS, and Peakflo does not describe a hosting region or residency option for it. SourcePeakflo, peakflo.co/20x-agent-orchestratorread 2026-09-07 |
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| Prebuilt Agents / Templates / Packs | Full |
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The 20X orchestrator ships preconfigured agent skills and enterprise level AI templates on every plan including the free one, with skills described as reusable workflows and an enterprise skill transfer capability for spreading them across an organization, and use case sets for SDR, support, marketing and finance alongside a build your own route. The core platform separately ships named agent products, AI Voice Agents, AI Browser Agent, AI Spend Management and the AP assistant, plus a library of domain specific workflow templates for finance, HR and procurement. SourcePeakflo, peakflo.co/20x-agent-orchestratorread 2026-09-07 |
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| Triggers & Channel Coverage | Full |
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Agents pick up work from email, WhatsApp with invoice OCR through a dedicated vendor portal, a customer portal, and human like voice calls for collections and reminders. Workflows also start automatically from any connected touchpoint including Slack, the ERP, CRM and Calendly, with real time flagging of urgent items. On schedule, the browser agent runs 24 hours a day across time zones and weekends, and the 20X orchestrator has a heartbeat capability for recurring execution. SourcePeakflo, peakflo.co/20x-agent-orchestrator and peakflo.co/ai-browser-agentsread 2026-09-07 |
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| Model Flexibility & Routing | Not documented |
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Peakflo does not name its model provider or offer customers or admins a choice of model, and it describes an LLM as Judge pattern and a coding agent without naming what runs underneath. The 20X orchestrator is open source and runs locally, with community extendable MCP integrations and agent configs on GitHub, but Peakflo makes no bring your own model claim. SourcePeakflo, peakflo.co/20x-agent-orchestratorread 2026-09-07 |
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| APIs / SDKs / MCP Extensibility | Full |
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A public API reference with a getting started path is hosted at peakflo-public-api.stoplight.io and linked from Peakflo's Integrations menu. The 20X orchestrator ships as an open source local application on GitHub with releases for Mac, Windows and Linux, and its skill files, agent configs and MCP integrations are all community extendable, with a public repository and Discord. SourcePeakflo, peakflo.co/20x-agent-orchestrator and peakflo-public-api.stoplight.ioread 2026-09-07 |
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| Testing, Debugging & Optimization | Full |
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The agentic system uses an LLM as Judge so agents evaluate their own workflow output against the customer's success criteria, test different workflow patterns, identify the best performing one and auto apply it, making each execution smarter than the last. The 20X orchestrator lists a continuous feedback loop and organization analytics as platform capabilities alongside it, and both the workflows and the criteria are the customer's own. SourcePeakflo, peakflo.co/peakflo-ai and peakflo.co/20x-agent-orchestratorread 2026-09-07 |
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| Browser / Computer-use | Full |
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The AI Browser Agent logs into vendor portals, ERPs, HRMS, procurement and logistics platforms using encrypted vaulted credentials and dedicated service accounts, then visually reads the page, understands labels and UI patterns, fills forms, clicks buttons, uploads files and handles multi step flows, adapting when a layout changes. Multiple agent instances run in parallel, and every click and form fill is logged with screenshots and timestamps. Peakflo positions it against RPA because it handles dynamic and changing UIs without scripts. SourcePeakflo, peakflo.co/ai-browser-agentsread 2026-09-07 |
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The Agentic Index coverage score grades every vendor Full, Partial or Not documented against the same 14 buyer facing capabilities, from public evidence only. Each capability links to how all vendors in the index score on it. How this evidence is graded
Recent platform changes
HTML artifacts that Peakflo 20X agents produce can now call workspace tools, through a bridge declared in a manifest inside each artifact. Users grant read access per artifact and approve each action, and calls are rate limited, with writes capped tighter than reads.
Bears on: Human approval / guardrails
View sourcePricing
20X orchestrator free ($0, no card); platform pricing quoted
not disclosed for the platform; the 20X orchestrator is free with a quoted Pro and Enterprise tier above it
What is public
The 20X orchestrator's plans are published, a free tier at $0 with no card and a quoted Pro to Enterprise tier, and the product is downloadable directly with an open source option. The finance platform publishes a pricing page and a self serve signup, whose contents were not read, alongside a Singapore government grant route and savings calculators.
Billing mechanics
Not disclosed for the finance platform. The 20X orchestrator is free to download and run locally, with Pro and Enterprise quoted for teams running multiple instances.
Cost watchouts
Cost likely scales with modules (AP, AR, procurement, expense) and transaction or invoice volume. Implementation involves a consultation and workflow setup phase.
Variable cost rationale
Platform subscription likely scoped by modules and invoice or transaction volume; no public rate card, so exposure is moderate and hard to pin precisely.
Additional watchouts
The free tier is the local orchestrator rather than the finance platform, so free access does not extend to accounts payable and receivable automation, which is quoted.
Sales call required
Mixed (some tiers require a call)
Free / trial
Peakflo 20X is free at $0 with no card required and downloadable for Mac, Windows and Linux, with an open source local host option; self serve signup exists for the platform and everything above the free tier routes to a demo
Lowest paid plan
Not published; 20X Pro and Enterprise are customizable quotes
Key ambiguities
No public pricing. Whether billing is per module, per seat, or by invoice or transaction volume is not disclosed.
Missing data
The finance platform's rate card, tiers and billing unit are on the published pricing page, which was not read.
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Alternatives to Peakflo
The closest documented capability profiles to Peakflo among enterprise operations agents tracked by Agentic Index, ordered by similarity on the same 14 point evidence the rankings use. No vendor pays for placement.
- Adopt AI12.5 / 14Adds documented Model Flexibility & Routing
- Pega13.5 / 14Adds documented Model Flexibility & Routing
- Appian14.0 / 14Adds documented Model Flexibility & Routing
- FinOpsly10.0 / 14A lighter documented profile than Peakflo
- Instabase11.0 / 14Adds documented Model Flexibility & Routing
- Leena AI12.0 / 14Adds documented Model Flexibility & Routing
Similarity is computed from each vendor's Agentic Index coverage score evidence, axis by axis, not from the totals. How this evidence is graded