Vivox AI
Also known as: Vivox, Vivox.ai, Rachel (Vivox AI agent)
Digital compliance workforce of auditable atomic AI agents that automate Level 1 financial crime compliance work with explainability and regulator ready governance.
Vivox AI is a digital compliance workforce for financial institutions, a set of pre trained AI agents that automate the manual, repetitive work traditionally handled by Level 1 compliance analysts: AML and adverse media monitoring, sanctions and PEP screening reviews, KYC and KYB onboarding, corporate registry and UBO analysis, and periodic reviews. Its architecture centers on atomic AI agents, independent and auditable units each designed to perform one clearly defined compliance function so it can be validated, monitored, and governed separately, rather than an opaque general purpose system. A self learning agent layer, delivered through its agent Rachel, continuously improves through supervised feedback from experienced human analysts while preserving explainability and governance controls, and aligns by design with regulatory expectations including FCA guidance on AI and the EU AI Act. In live deployments Vivox reports cutting complex case processing from about six hours to around thirty minutes and reducing false positive alerts by up to 86 percent.
Vendor details
Canonical URL
https://vivox.ai
Category
Enterprise operations agent
Funding status
First funding round of 1.3 million pounds (about 1.6 million dollars, March 2026) from Startup Wise Guys, Ventures Together, and notable angels including Axel Weber (former chairman of UBS and former president of Germany's central bank), Dan Cobley (former managing director at Google UK), senior Barclays executives, the co founder of Onfido, Kos Stiskin, and James Berdigans (Printify and Printful). Founded 2024 in London, CEO Tim Khamzin. Deployed across enterprise customers in more than 100 countries; clients include TransferMate, Altery, Osome, and Telf.
Company status
independent
Use cases & customers
Primary use cases
Target customers
Deployment options
Integrations
Agents securely connect to multiple internal and external data sources for real time enrichment, including corporate registries across 150 plus jurisdictions and real time scanning of 100 plus global sources, consolidating what used to be 7 to 10 analyst systems into one interface.
Sources & related URLs
Capability coverage
10.5 / 14 capabilities · 75%
| Integrations & Tool CallingVivox agents securely connect to multiple internal and external data sources for real time enrichment, including corporate registries across 150 plus jurisdictions and scanning of 100 plus global sources, consolidating 7 to 10 analyst systems into one interface per vivox.ai and the funding coverage. | Full |
|---|---|
| Workflow OrchestrationVivox automates end to end compliance workflows from onboarding through screening and review, coordinating multiple atomic agents and enabling straight through processing of up to 50 percent for selected onboarding and due diligence workflows per the funding coverage. | Full |
| Knowledge Grounding & RAGVivox grounds decisions in corporate registries across 150 plus jurisdictions, sanctions and PEP lists, adverse media, and real time enrichment from 100 plus sources, delivering explainable registry and UBO insights per vivox.ai. | Full |
| Human Oversight & GuardrailsVivox's self learning agent layer continuously improves through supervised feedback from experienced human analysts while preserving explainability and governance controls, with compliance staff supervising the agents per the funding coverage. | Full |
| Security, Identity & GovernanceVivox operates within strict governance and audit frameworks, is regulator ready and aligned by design with FCA guidance on AI and the EU AI Act, and lets institutions validate, monitor, and govern each atomic agent separately per the funding coverage. | Full |
| Observability & AuditabilityVivox delivers explainable, audit ready decisions that were validated during clients' external audits, and each atomic agent can be monitored and governed separately for full transparency per vivox.ai and the funding coverage. | Full |
| Memory & State PersistenceVivox's agent Rachel is self learning and improves over time, and the platform maintains case and periodic review state, though an explicit memory architecture was not detailed this session. | Partial |
| Deployment & Data ResidencyVivox is enterprise SaaS deployed across more than 100 countries, but a self hosted or explicit data residency option was not retrieved this session. | Partial |
| Prebuilt Agents / Templates / PacksVivox ships a catalog of pre trained atomic agents for specific compliance functions such as corporate registry analysis, UBO identification, sanctions and PEP triage, adverse media reasoning, and enhanced due diligence review per the funding coverage. | Full |
| Triggers & Channel CoverageVivox runs 24/7 real time scanning of global sources and triggers reviews on onboarding, periodic review, and screening alerts, an event driven compliance loop across many data sources rather than multichannel communication coverage per vivox.ai. | Partial |
| Model Flexibility & RoutingVivox builds precision driven atomic AI models fine tuned by expert humans in the loop, indicating internal model specialization, though a customer selectable model or routing was not documented this session. | Partial |
| APIs / SDKs / MCP ExtensibilityVivox agents connect to internal and external data sources and integrate with leading data providers, but a public developer API, SDK, or MCP endpoint was not documented this session. | Partial |
| Testing, Debugging & OptimizationVivox's atomic agents can each be validated, monitored, and governed separately, their outputs were validated during clients' external audits, and the system improves via supervised feedback per the funding coverage. | Full |
| Browser / Computer-useNo browser driving or computer use capability; Vivox operates through data source connections rather than a browser or GUI. | Unable to verify |
Pricing
Custom (contact sales)
Cost watchouts
Pricing was not disclosed; cost likely scales with case and review volume, number of atomic agents in use, and data provider access across jurisdictions.
Variable cost rationale
Cost likely scales with case and review volume and third party data access across jurisdictions; the exact unit was not retrieved this session.
Sales call required
Yes — required for paid access
Key ambiguities
No public entry price; whether billing is per case, per seat, or a platform fee was not retrieved this session.
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