Agentic Index
Unit21 vs Vivox AI (2026)
Both automate the financial crime workload with auditable agents and they scope it differently, at 11 and 10.5 of 14.
Unit21 runs the full lifecycle end to end from detection and investigation through regulator ready suspicious activity report filing, configured to each institution's own procedures with human supervision and audit trails. Vivox is a digital compliance workforce of auditable atomic agents automating first level financial crime work with explainability and regulator ready governance. Unit21 carries through to the filing; Vivox is deliberately scoped to the first tier, which is where the volume actually is.
Choose Unit21 if
- Documented coverage is slightly broader and carrying through to report filing closes the loop.
- Configuration to your own institutional procedures is what makes this usable.
- One platform from detection through filing beats stitching stages together.
Choose Vivox AI if
- First level review volume is the bottleneck and that is exactly the scope.
- Atomic agents are easier to audit individually than an end to end pipeline.
- You have investigators and filing handled, and need the tier one load lifted.
| At a glance | Unit21 | Vivox AI |
|---|---|---|
| Category | Enterprise operations agent | Enterprise operations agent |
| Entry price | Not public; quoted through enterprise engagement, scaled to transaction volume, modules, and users | Custom (contact sales) |
| Free / trial | Demo on request; no public free tier | — |
| Pricing confidence | contact only | contact only |
| Feature | U Unit21 |
V Vivox AI |
|---|---|---|
| Action & orchestration | ||
|
Integrations & Tool Calling Ability to connect agents to real systems through native integrations, OAuth-authenticated actions, custom tools, APIs, webhooks, or MCP-compatible tools. |
Full / Explicit | Full / Explicit |
|
Workflow Orchestration Ability to sequence, branch, retry, route, and combine deterministic workflow nodes with autonomous agent steps. |
Full / Explicit | Full / Explicit |
|
Triggers & Channel Coverage How agents wake up and where they work: schedules, webhooks, message events, CRM events, inbox events, chat, email, voice, and collaboration tools. |
Full / Explicit | Partial |
| Knowledge & context | ||
|
Knowledge Grounding & RAG Ability to ground agent behavior in company data through document ingestion, retrieval, external knowledge APIs, semantic search, or RAG layers. |
Full / Explicit | Full / Explicit |
|
Memory & State Persistence Ability to persist context across a run, conversation, workflow, user, team, or longer-term memory layer. |
Full / Explicit | Partial |
| Control & trust | ||
|
Human Oversight & Guardrails Approval steps, consent checkpoints, escalation rules, structured guardrails, policy constraints, and pause/resume controls. |
Full / Explicit | Full / Explicit |
|
Security, Identity & Governance RBAC, SSO, auditability, encryption, least-privilege tool access, compliance posture, and data handling policy. |
Full / Explicit | Full / Explicit |
|
Observability & Auditability Traces, logs, execution histories, metrics, audit events, and debugging detail for production agent behavior. |
Full / Explicit | Full / Explicit |
|
Deployment & Data Residency Deployment modes and options, including SaaS, dedicated cloud, VPC, on-prem, hybrid, local runtime, and self-hosting. |
No / Not documented | Partial |
| Solution readiness | ||
|
Prebuilt Agents, Templates & Packs Ready-made workflows, packaged employees, templates, blueprints, industry solutions, and role-specific agents that reduce time-to-value. |
Full / Explicit | Full / Explicit |
| Platform extensibility | ||
|
Model Flexibility & Routing Ability to work across multiple foundation models, route tasks to different models, or let buyers bring their own providers and keys. |
No / Not documented | Partial |
|
APIs, SDKs & MCP Extensibility Composability layer: stable APIs, SDKs, MCP tool consumption/serving, custom tools, and integration into internal systems. |
Full / Explicit | Partial |
|
Testing, Debugging & Optimization Testing, debugging, scoring, retries, fallbacks, quality gates, and optimization loops for improving agent workflows before and after deployment. |
Full / Explicit | Full / Explicit |
| Specialist automation | ||
|
Browser & Computer Use Browser, desktop, or remote/local computer control for workflows that cannot be handled through stable APIs alone. |
No / Not documented | No / Not documented |
Pricing snapshot
Sourced from the Index pricing dataset · open each vendor's profile for full detail.
| Pricing | U Unit21 |
V Vivox AI |
|---|---|---|
|
Entry price Lowest public entry point |
Not public; quoted through enterprise engagement, scaled to transaction volume, modules, and users | Custom (contact sales) |
|
Pricing confidence How public the numbers are |
Contact only | Contact only |
|
Billing Primary billing axis |
enterprise engagement scaled to transaction volume, modules, and users | — |
|
Variable cost Workload / overage exposure |
Medium variable cost | Medium variable cost |
|
Free tier / trial Try before you buy |
No free tier
|
No free tier
|
|
Buying motion Self-serve vs sales call |
Sales call | Sales call |