Nominal
Also known as: Nominal Inc., Agentic Performance Management, Shadow Ledger
Agentic AI accounting with autonomous agents that match, reconcile, and post journal entries.
Nominal is an agentic AI platform for accounting operations, built as a layer over whatever ERP a company already runs rather than a replacement for it. The company calls the model Agentic Performance Management: instead of finance teams maintaining reconciliations, consolidations and analysis by hand, a network of autonomous agents executes the work continuously across entities, systems and cycles, so that by the time month end arrives most of it is already done. Five agents ship as named products.
Bank Reconciliation agents match bank activity continuously and surface exceptions; Transaction Matching agents match across ledgers, entities and systems including intercompany, without changing how teams record data; Flux Analysis agents explain what changed in a variance, why, and whether it matters; Trigger agents watch financial data in real time and activate next steps when thresholds are crossed, data shifts or anomalies appear; and Transaction Patrol agents monitor account activity for anomalies and risk.
Beneath them sits the Shadow Ledger, a unified bi directional data ledger across entities, systems and currencies that gives the agents transaction level detail to work from. Control stays with the customer: agents never post silently, proposed entries queue with the matching logic, source transactions and recommended treatment attached for a controller to approve, and finance teams configure approval thresholds and materiality levels that decide what clears automatically.
Every step an agent takes is logged with the analysis, the logic applied and the conclusion reached, giving an audit trail built for internal controls and external audit, and the platform offers a read only mode over connected systems. Nominal connects to any ERP, ledger or data source, with named support for Workday, Microsoft Dynamics 365, Oracle, Sage Intacct, SAP, NetSuite and QuickBooks alongside banks and procurement systems, and writes adjustments back to the general ledger. It holds SOC 1 compliance, the standard required for public accounting, and SOC 2.
Founded by a team from Cognigo, the data security company acquired by NetApp in 2019, and based in New York, Nominal raised a $20 million Series A led by Next47 with Workday Ventures, bringing total funding to $30 million, and counts Booksy, Cloudbeds, Jiffy Lube and Leanpay among its customers. It is sold by demo and publishes no pricing, and it does not offer customer chosen models, a public API, or a deployment or residency option.
Vendor details
Canonical URL
https://www.nominal.so
Category
Enterprise operations agent
Company status
independent
Use cases & customers
In practice
Your team spends the first week of every month matching transactions by hand. Nominal's agents run reconciliation and transaction matching across your existing ERP, with no ERP changes required.
You won't let an AI post entries on its own, and you shouldn't have to. Nominal's agents produce drafts that need explicit human approval and never finalize a reconciliation silently.
An auditor asks why a journal entry looks the way it does. Each Nominal recommendation carries the business logic behind it and a complete audit trail, so the answer is already there.
Agentic Index coverage score
7.0 / 14 capabilities · 50%
| Integrations & Tool Calling | Full |
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The platform is ERP agnostic by design and plugs into any ERP, ledger or data source, with named solution pages for Workday, Microsoft Dynamics 365, Oracle, Sage Intacct and SAP alongside NetSuite and QuickBooks, plus national and regional banks and procurement systems, and a bi directional data ledger across entities, systems and currencies. Agents act rather than read: they post corrections as they occur and write adjustments back to the general ledger, and resolution agents solve discrepancies at source. SourceNominal, nominal.so/our-platform and nominal.soread 2026-09-07 |
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| Workflow Orchestration | Full |
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A network of autonomous agents runs accounting operations across systems, entities and time, executing reconciliation, transaction matching, variance analysis, consolidation and close continuously rather than waiting for instructions or for period end. Nominal's own account of the model states the agents do not just execute tasks but orchestrate them, understanding dependencies, monitoring progress and adapting as new data or exceptions emerge, and describes Agentic Performance Management as a coordinated system of specialized agents with a transaction level data foundation beneath them. SourceNominal, nominal.so/our-platform and nominal.so/blog/agentic-workflowread 2026-09-07 |
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| Knowledge Grounding & RAG | Partial |
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The Shadow Ledger is a unified, bi directional data ledger across entities, systems and currencies, and Nominal names a transaction level data foundation as one of the three things autonomy requires, with agents reasoning against it and returning sourced answers to close questions. The limit: what persists is the transaction record itself, the operational data layer the product maintains, rather than a maintained retrieval structure over a knowledge corpus; no index, graph or embeddings layer is named, and nothing describes ingesting the customer's policies or documents into a queryable store. SourceNominal, nominal.so and nominal.so/our-platformread 2026-09-07 |
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| Human Oversight & Guardrails | Full |
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Nominal documents its own review and approve surface with its mechanism: when an agent proposes an entry it does not post automatically but appears in a queue with full documentation showing the matching logic, source transactions and recommended treatment, and a controller reviews and approves before it reaches the general ledger. Finance teams configure approval thresholds, define materiality levels and set the rules for when human review is required, with the system handling everything below those thresholds automatically. The platform page states the principle as control stays human, agents do the work, people guide, review and decide. SourceNominal, nominal.so/blog/ai-agents-in-finance-accounting and nominal.so/our-platformread 2026-09-07 |
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| Security, Identity & Governance | Partial |
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Nominal documents compliance but not an access model. Its security page states SOC 1 compliance, which it notes is the standard required for public accounting, and SOC 2 security standards, carrying an AICPA SOC 2 Type II badge, with the page titled as a SOC 1 certified platform. The page names intelligent authentications and user management without naming a mechanism, and no SSO, SAML, SCIM, role model or permission scheme appears anywhere on the platform, security or legal pages. Read only mode is a data integrity control over the customer's ledger rather than an access model governing who inside the organization can do what. SourceNominal, nominal.so/company/securityread 2026-09-07 |
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| Observability & Auditability | Full |
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Agents log every step they take, producing documentation of what was analyzed, what logic was applied and what conclusions were reached, and every proposed entry carries the matching logic, source transactions and recommended treatment through to the approval record. The security page names a detailed audit trail alongside a read only mode as standing platform properties, and Nominal states every action includes documentation, traceability and human approval workflows sufficient to support internal controls and external audit. That reconstructs why an agent acted rather than reporting that it did, and it is Nominal's own record rather than logs from the customer's ERP. SourceNominal, nominal.so/company/security and nominal.so/blog/ai-agents-in-finance-accountingread 2026-09-07 |
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| Memory & State Persistence | Unable to verify |
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The Shadow Ledger and the transaction level data foundation are the accounting record the product maintains, which counts toward Knowledge; deleting them would delete the ledger. Learning from historical data and user interactions across cycles is absorbed into the agents rather than kept as memory. No memory layer with a stated scope and lifetime is documented, and nothing states where memory lives or how a buyer deletes it for one customer. SourceNominal, nominal.so/our-platformread 2026-09-07 |
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| Deployment & Data Residency | Unable to verify |
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No hosting region, customer environment option or selection surface is documented anywhere the disclosure would live. The security page mentions hosting only in passing, saying that from hosting to user management private data stays private, and names no region, no customer cloud and no on premises option; the published privacy policy is website scoped by its own terms and states Nominal does not access or interact with customer systems through it, and no data processing addendum or subprocessor list is published. There is no trust center either, so this is an absence rather than a gated surface. SourceNominal, nominal.so/company/security and nominal.so/legal/privacy-policyread 2026-09-07 |
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| Prebuilt Agents, Templates & Packs | Full |
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Five agents ship as named products, each with its own page and its own job: Flux Analysis agents explain variance, Bank Reconciliation agents match bank activity continuously, Transaction Matching agents match across ledgers, entities and systems including intercompany, Trigger agents activate next steps when thresholds are crossed or anomalies appear, and Transaction Patrol agents monitor activity. Each is a whole product doing its own work when selected, and the others remain intact without it. SourceNominal, nominal.so/our-platformread 2026-09-07 |
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| Triggers & Channel Coverage | Full |
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Triggers are a named product rather than an implied capability: Trigger agents monitor financial data in real time and activate next steps automatically across systems and workflows when thresholds are crossed, data shifts, or anomalies appear, and Transaction Patrol agents monitor account activity continuously to detect anomalies and risks early. Alongside those, agents run between period ends as transactions flow in from connected ERP and bank feeds, and continuously review close status across entities and flag delays before they compound, which is state and schedule driven work rather than user invocation. SourceNominal, nominal.so/our-platform and nominal.so/blog/agentic-ai-accountingread 2026-09-07 |
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| Model Flexibility & Routing | Unable to verify |
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No model provider is named on any page read, and no customer or admin choice of model or routing is documented; Nominal describes deterministic AI agents built for accuracy, auditability and control, which speaks to how the agents behave rather than which model runs them. The privacy policy is website scoped and publishes no subprocessor list, so the usual place a provider would be named carries nothing either. SourceNominal, nominal.so/our-platform and nominal.so/legal/privacy-policyread 2026-09-07 |
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| APIs, SDKs & MCP Extensibility | Unable to verify |
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No API, SDK or MCP server for calling Nominal from outside is documented; the site navigation runs Platform, Agents, Solutions, Company and Knowledge Base with no developer surface, and every connection named runs outward into the customer's ERPs, banks and procurement systems, which counts toward Integrations. SourceNominal, nominal.so/our-platformread 2026-09-07 |
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| Testing, Debugging & Optimization | Unable to verify |
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Nothing tests the agents. Nominal says the agents learn from historical data and user interactions to improve accuracy over time and improve every cycle, which is an outcome claim: no change is under test, no result is readable, and nothing describes a harness, scored cases, a release gate or a controlled loop the customer runs or receives output from. The confidence thresholds that clear high confidence matches automatically gate individual outputs and count toward Human oversight, and the audit trail toward Observability. SourceNominal, nominal.so/blog/agentic-ai and nominal.so/our-platformread 2026-09-07 |
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| Browser & Computer Use | Unable to verify |
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Agents work over structured financial data pulled from connected ERPs, ledgers and bank feeds and write adjustments back through those connections, so reach runs through programmatic integrations rather than an interface an agent operates. No browser, desktop or remote computer control is documented on any page read, and Nominal's read only mode over customer systems points the other way. SourceNominal, nominal.so/our-platformread 2026-09-07 |
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The Agentic Index coverage score grades every vendor Full, Partial or Unable to verify against the same 14 buyer facing capabilities, from public evidence only. Each capability links to how all vendors in the index score on it. How this evidence is graded
Pricing
Contact for pricing
not disclosed
What is public
Nothing numeric. The site publishes no pricing page and no entry point; every commercial route is a demo booking.
Billing mechanics
Not disclosed. No unit, tier or rate appears on any page read.
Additional watchouts
Quote only, and the vendor positions against per seat close management tools without stating what it charges instead.
Sales call required
Yes, required for paid access
Free / trial
Book a Demo on every route; no free tier or trial published
Lowest paid plan
Not published
Missing data
No price, tier, unit or billing basis is published.
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Alternatives to Nominal
The closest documented capability profiles to Nominal among enterprise operations agents tracked by Agentic Index, ordered by similarity on the same 14 point evidence the rankings use. No vendor pays for placement.
- Docyt7.0 / 14Fuller documented coverage on Security, Identity & GovernanceNominal vs Docyt →
- Maxima AI8.0 / 14Fuller documented coverage on Knowledge Grounding & RAG and Security, Identity & Governance
- Pennant Technologies6.0 / 14A lighter documented profile than Nominal
- Suplari8.0 / 14Adds documented APIs, SDKs & MCP Extensibility
- Apprentice.io8.5 / 14Adds documented APIs, SDKs & MCP Extensibility and Testing, Debugging & Optimization
- Basis7.5 / 14Fuller documented coverage on Knowledge Grounding & RAG and Security, Identity & Governance
Similarity is computed from each vendor's Agentic Index coverage score evidence, axis by axis, not from the totals. How this evidence is graded