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Bretton AI

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Agentic AML/KYC and sanctions screening for regulated banks and fintechs, with 200+ data sources and audit-ready narratives (formerly Greenlite). Customers include Ramp and Mercury.

Bretton AI (renamed from Greenlite in Feb 2026 alongside a $75M Series B, ~$90.5M raised total) builds agentic AML, KYC, KYB, and sanctions screening for regulated banks and fintechs. Drawing on 200+ data sources, it produces audit-ready narratives, escalates risk decisions to staff, and embeds OCC 2011-12 / NYDFS 504 guidance in its 'Trust Infrastructure'; customers include Ramp, Mercury, Betterment, and Gusto (YC S23).

Vendor details

Canonical URL

https://bretton.com

Category

Enterprise operations agent

Subcategory

Finance — AML/KYC/sanctions compliance agents

Use cases & customers

Primary use cases

AML screeningKYCKYBsanctions screening

Target customers

banksfintechscompliance teams

In practice

Your analysts spend their day writing up the same alert investigations by hand. Bretton draws on more than 200 data sources to produce audit-ready narratives and escalates the genuine risk decisions to a person.

An examiner wants to know your screening follows OCC and NYDFS expectations. Bretton embeds that guidance into its workflow, so AML, KYC, KYB, and sanctions checks run against the standards you're held to.

A flood of sanctions and adverse-media alerts buries the few that matter. Bretton works the screening across its data sources and surfaces the decisions that need human judgment, with the narrative already written.

Agentic Index coverage score

8.5 / 14 capabilities · 61%

Integrations & Tool CallingAgents work with the institution's existing screening and transaction monitoring systems rather than replacing them, pulling from more than 200 data sources and integrating directly into compliance operations, with a Middesk partnership adding business verification for KYB and enhanced due diligence, Bretton AI company profile and Y Combinator listing 2026-07-22 Full
Workflow OrchestrationAgents staff high volume financial crime workflows end to end across KYC and KYB reviews, AML and sanctions investigations and ongoing transaction monitoring, actioning false positives, investigating high risk customers and producing audit ready narratives, Bretton AI Series B announcement 2026-02-10 and company profile 2026-07-22 Full
Knowledge Grounding & RAGAgents pair language models with more than 200 data sources and train on each client's own data and case history, grounding decisions in the institution's actual alert population rather than a static vendor database, Bretton AI Y Combinator listing 2026-07-22 and investor profile 2026-07-22 Full
Human Oversight & GuardrailsThe design point is explicit: agents handle routine and clearly defined cases while suspicious activity is escalated to full time employees, which Bretton states keeps the institution in control of risk based decisions, Bretton AI Y Combinator listing 2026-07-22 Full
Security, Identity & GovernanceBretton names a Trust Infrastructure layer intended to hold AI to standards of precision, transparency and regulatory compliance, and the platform is deployed inside OCC, FDIC and Federal Reserve regulated banks, but the company's own security attestations, identity controls, or agent permission model were not retrieved, Bretton AI company profile 2026-07-22 and Series B announcement 2026-02-10 Partial
Observability & AuditabilityAgents create audit ready narratives for every case they action and explain their reasoning rather than returning a bare disposition, which is the mechanism that makes the output defensible to examiners, Bretton AI Y Combinator listing 2026-07-22 and investor profile 2026-07-22 Full
Memory & State PersistenceAgents learn the institution's own alert review process and company specific workflows and continuously improve from that accumulated case experience, so review policy state persists and sharpens rather than resetting per alert, Bretton AI Y Combinator listing 2026-07-22 and investor profile 2026-07-22 Full
Deployment & Data ResidencyNo deployment options, regional hosting, or data residency controls were retrieved in this pass, Bretton AI product pages 2026-07-22 Unable to verify
Prebuilt Agents, Templates & PacksBretton ships named agent archetypes out of the box including an agent that investigates alerts from existing screening systems to close clear false positives and an agent that reviews transaction monitoring alerts with the rigor of a senior analyst, spanning KYC, KYB, AML, sanctions and ongoing monitoring, Bretton AI company profile 2026-07-22 and Y Combinator listing 2026-07-22 Full
Triggers & Channel CoverageAgents pick up alerts as they arrive from existing screening systems and run ongoing transaction monitoring around the clock rather than in scheduled batches, which Bretton frames as the fix for backlogs caused by limited working hours, Bretton AI Y Combinator listing 2026-07-22 and Series B announcement 2026-02-10 Full
Model Flexibility & RoutingNo customer facing model choice, routing, or bring your own model capability was retrieved in this pass, Bretton AI product pages 2026-07-22 Unable to verify
APIs, SDKs & MCP ExtensibilityNo API, SDK, MCP surface, or customer agent builder was retrieved in this pass, Bretton AI product pages 2026-07-22 Unable to verify
Testing, Debugging & OptimizationBretton publishes customer outcome metrics including a 90 percent reduction in alert processing time and 95 percent fewer false positives at one client, but agent testing, simulation, or versioning tooling was not documented, Bretton AI investor profile 2026-07-22 Unable to verify
Browser & Computer UseNo browser or computer use capability was documented, Bretton AI product pages 2026-07-22 Unable to verify

The Agentic Index coverage score grades every vendor Full, Partial or Unable to verify against the same 14 buyer facing capabilities, from public evidence only. Each capability links to how all vendors in the index score on it. How this evidence is graded

Pricing

Contact sales

flat

What is public

Bretton AI (bretton.com - formerly GREENLITE AI, rebranded Feb 2026; agentic-AI platform for FINANCIAL-CRIME compliance: AML/sanctions investigations, KYC/KYB reviews, enhanced due diligence, continuous transaction monitoring, automated L1/L2 alert investigations for regulated banks/fintechs) is sold enterprise/quote-based - no public price tiers.

Billing mechanics

Custom enterprise annual contracts (sales-led), sized to institution + workflow scope; not publicly itemized. Company-reported AVERAGE customer contract value is ~$201,000/yr (up from ~$85K at Series A, ~$25K at seed) - indicative of large enterprise annual deals, not a list price.

Additional watchouts

Custom enterprise pricing only (avg ACV ~$201K - large-deal territory); REBRAND: was 'Greenlite AI' until Feb 2026 (watch for stale name/listings); sells into regulated-FI trust infrastructure (long, scrutinized sales cycles)

Sales call required

Yes, required for paid access

Commercial notes

San Francisco, founded 2023 (Will Lawrence, ex-Paxos/Meta compliance), Y Combinator; ~$94.8M total raised - $15M Series A (May 2025), $75M Series B (Feb 2026, led by Sapphire Ventures w/ Greylock, Thomson Reuters Ventures, Canvas, YC, TIAA); customers include Robinhood, Mercury, Gusto, Lead Bank, Coastal Community Bank; 1.2M+ L1/L2 investigations completed

Support SLA / resale

Enterprise-grade security/governance, audit-ready/regulatory-accountable 'Trust Infrastructure'; integrates with existing compliance/screening systems; sells to OCC/FDIC/Federal Reserve-regulated institutions

Missing data

No public pricing (custom enterprise annual). Company-reported average ACV ~$201K is a benchmark, not a list price.

Agentic Index verified 2026-06-25

Alternatives to Bretton AI

The closest documented capability profiles to Bretton AI among enterprise operations agents tracked by Agentic Index, ordered by similarity on the same 14 point evidence the rankings use. No vendor pays for placement.

  • Rillet8.5 / 14Adds documented APIs, SDKs & MCP Extensibility
  • TidalWave9.5 / 14Adds documented APIs, SDKs & MCP Extensibility and Testing, Debugging & Optimization
  • Town8.5 / 14Adds documented Model Flexibility & Routing
  • Blue Yonder8.0 / 14Adds documented Testing, Debugging & Optimization
  • Lunos8.0 / 14Adds documented Browser & Computer Use
  • Polymr7.0 / 14A lighter documented profile than Bretton AI

Similarity is computed from each vendor's Agentic Index coverage score evidence, axis by axis, not from the totals. How this evidence is graded

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