Agentic Index

Bretton AI vs Sardine (2026)

Bretton AI and Sardine both run agentic AML compliance for banks and fintechs, and the split is screening specialist versus unified risk platform: Bretton, formerly Greenlite, focuses on AML, KYC, and sanctions screening agents over 200+ data sources with audit ready narratives, while Sardine wraps compliance agents inside a unified fraud and risk platform with its behavioral data network, on contact pricing with a platform fee plus per event usage. That verdict is the Agentic Index coverage score, graded from each vendor's own published materials.

Choose Bretton to augment your existing stack with screening agents, Sardine to consolidate the stack itself.

This comparison is published by Agentic Index, an independent agentic AI vendor research platform. Bretton AI and Sardine are each graded against the same 14 capability Agentic Index taxonomy, from the vendor's own public materials under the Agentic Index verification standard, alongside 956 researched vendors. No vendor pays for placement and no vendor has reviewed this page. How this evidence is graded

Choose Bretton AI if

  • You keep your current fraud and monitoring stack and add screening agents to it.
  • Audit ready narratives on every disposition matter to your regulators.
  • A focused vendor with strong fintech references fits your risk appetite.

Choose Sardine if

  • Platform consolidation across fraud, AML, and risk is the goal.
  • Behavioral and device intelligence adds detection beyond screening.
  • One vendor across onboarding, monitoring, and investigation simplifies operations.
At a glance Bretton AI Sardine
Category Enterprise operations agent Enterprise operations agent
Entry price Contact for pricing Contact for pricing
Free / trial — Demo on request
Pricing confidence contact only contact only
Feature
B
Bretton AI
S
Sardine
Action & orchestration

Integrations & Tool Calling

Ability to connect agents to real systems through native integrations, OAuth-authenticated actions, custom tools, APIs, webhooks, or MCP-compatible tools.

Full / Explicit Partial

API first, with self service webhook configuration and integrations into chain analytics (Chainalysis, TRM Labs) and screening data sources, and used to consolidate risk stacks at enterprises like GoDaddy. No broad catalog of out of the box third party connectors is documented.

Workflow Orchestration

Ability to sequence, branch, retry, route, and combine deterministic workflow nodes with autonomous agent steps.

Full / Explicit Full / Explicit

No-code rule builder over 4,000+ signals and custom data fields, flexible rules and automated workflows, ML models, and a suite of agents acting on rule and workflow outcomes. Orchestration of risk workflows is the core product motion.

Triggers & Channel Coverage

How agents wake up and where they work: schedules, webhooks, message events, CRM events, inbox events, chat, email, voice, and collaboration tools.

Full / Explicit Full / Explicit

Real time transaction monitoring is the core trigger surface; alerts, alert SLAs, and self service webhook configuration for event driven data flows. Agents act on incoming alert streams continuously.

Knowledge & context

Knowledge Grounding & RAG

Ability to ground agent behavior in company data through document ingestion, retrieval, external knowledge APIs, semantic search, or RAG layers.

Full / Explicit Full / Explicit

Grounded in first party risk data rather than documents: 2.2B+ profiled devices, consortium fraud intelligence across industries, billions of device, behavior, identity, and transaction data points, plus screening data (OFAC, EU, UN, PEP, adverse media) and crypto chain analytics integrations. Agents reason over this network context.

Memory & State Persistence

Ability to persist context across a run, conversation, workflow, user, team, or longer-term memory layer.

No / Not documented No / Not documented

Customer Profiles page provides a unified, searchable record of customer activity and lifecycle data, and the device/behavior network carries longitudinal history. Durable agent level memory across investigations is not documented as a first class feature.

Control & trust

Human Oversight & Guardrails

Approval steps, consent checkpoints, escalation rules, structured guardrails, policy constraints, and pause/resume controls.

Full / Explicit Full / Explicit

Agents execute within analyst approved configurations: Sanctions Agent triages alerts per pre-configured dashboard settings, agents surface recommendations analysts validate, unified case management workspace, alert queues with SLAs and review windows. Human oversight is explicit in the product design.

Security, Identity & Governance

RBAC, SSO, auditability, encryption, least-privilege tool access, compliance posture, and data handling policy.

Partial Unknown / Unspecified

Not established from the vendor's evidence. User scoped agent workspaces, private by default, and IP allowlisting with CIDR and IPv6 are described, but no SSO, role based access or certification such as SOC 2 or ISO is documented publicly.

Observability & Auditability

Traces, logs, execution histories, metrics, audit events, and debugging detail for production agent behavior.

Full / Explicit Full / Explicit

Audit trails are a design center: audit-ready agents, signal-level AML resolutions for clearer audit trails, alert SLAs with status duration tracking, SardineQL read-only SQL access to user/session/transaction data, and dashboards. Regulatory transparency is a stated product requirement.

Deployment & Data Residency

Deployment modes and options, including SaaS, dedicated cloud, VPC, on-prem, hybrid, local runtime, and self-hosting.

Partial Unknown / Unspecified

Not established from the vendor's evidence. No hosting provider, region, or on premise or private cloud option is documented.

Solution readiness

Prebuilt Agents, Templates & Packs

Ready-made workflows, packaged employees, templates, blueprints, industry solutions, and role-specific agents that reduce time-to-value.

Full / Explicit Full / Explicit

Pre-built rulesets ship for identity verification, payments, counterparty risk, and AML, alongside purpose built agents (KYC Onboarding, Sanctions/PEP/adverse media, transaction monitoring, SAR drafting). Productized for fraud and compliance jobs out of the box.

Platform extensibility

Model Flexibility & Routing

Ability to work across multiple foundation models, route tasks to different models, or let buyers bring their own providers and keys.

No / Not documented No / Not documented

Runs proprietary ML models trained across billions of sessions plus LLM based agents; user facing model choice or bring your own model is not documented. Model flexibility sits with the vendor, not the customer.

APIs, SDKs & MCP Extensibility

Composability layer: stable APIs, SDKs, MCP tool consumption/serving, custom tools, and integration into internal systems.

Partial Full / Explicit

Extensible via custom data fields in the rule builder, self service webhooks, SardineQL read only SQL (preview), and API first integration. Extension happens through configuration and data surfaces rather than a plugin SDK.

Testing, Debugging & Optimization

Testing, debugging, scoring, retries, fallbacks, quality gates, and optimization loops for improving agent workflows before and after deployment.

Full / Explicit Full / Explicit

A customer can create, test and roll out monitoring rules without engineering support, and the Rule Assistant Agent tunes thresholds against alert quality and fire rates. A formal agent evaluation or simulation framework beyond rule testing is not documented.

Specialist automation

Browser & Computer Use

Browser, desktop, or remote/local computer control for workflows that cannot be handled through stable APIs alone.

Partial Partial

The OSINT Search Agent researches online sources, social media and public databases at run time for each alert or case. No browser, desktop or computer control that an agent drives is documented.

Pricing snapshot

Sourced from the Index pricing dataset · open each vendor's profile for full detail.

Pricing
B
Bretton AI
S
Sardine

Entry price

Lowest public entry point

Contact for pricing Contact for pricing

Pricing confidence

How public the numbers are

Contact only Contact only

Billing

Primary billing axis

— usage

Variable cost

Workload / overage exposure

Medium variable cost Medium variable cost

Free tier / trial

Try before you buy

No free tier
No free tier

Buying motion

Self-serve vs sales call

Sales call Sales call

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