CapOut

CapOut is an AI workflow automation tool for insurance restoration and roofing contractors that turns static insurance claim documents into production ready work. From a single upload of an insurance scope PDF, CapOut extracts the line items, pricing, and scope of work, converts it into a structured Xactimate ESX file and sends it to the contractor's Xactimate account in seconds, and generates a profit breakdown by trade, context aware material orders where changing a shingle brand auto switches the matching components, and crew specific labor orders with real time margin visibility. This eliminates the manual re keying of every line item that otherwise keeps a scope from reaching production. CapOut also includes an AI Claim Assistant that, when an adjuster denies a line item, writes documented, cited responses drawn from manufacturer specifications, building codes, and adjuster training materials. The product is free to start with a small token allotment and no credit card. It was built by a contractor, Matt Fruge, who lived the scope to production handoff pain firsthand while running a restoration company for over 15 years in the Dallas Fort Worth market.