CapOut
AI tool for insurance restoration contractors that converts scope PDFs into Xactimate ESX files, work and purchase orders, and profit breakdowns, with an AI claim assistant.
CapOut is an AI workflow automation tool for insurance restoration and roofing contractors that turns static insurance claim documents into production ready work. From a single upload of an insurance scope PDF, CapOut extracts the line items, pricing, and scope of work, converts it into a structured Xactimate ESX file and sends it to the contractor's Xactimate account in seconds, and generates a profit breakdown by trade, context aware material orders where changing a shingle brand auto switches the matching components, and crew specific labor orders with real time margin visibility. This eliminates the manual re keying of every line item that otherwise keeps a scope from reaching production. CapOut also includes an AI Claim Assistant that, when an adjuster denies a line item, writes documented, cited responses drawn from manufacturer specifications, building codes, and adjuster training materials. The product is free to start with a small token allotment and no credit card. It was built by a contractor, Matt Fruge, who lived the scope to production handoff pain firsthand while running a restoration company for over 15 years in the Dallas Fort Worth market.
Vendor details
Canonical URL
https://www.capout.ai
Category
Enterprise operations agent
Funding status
Private, early stage; Crunchbase notes recently raised funding. The Crunchbase entity is listed under the name SquareDash. Founded by Matt Fruge, who ran Roofmark Construction in Dallas Fort Worth for more than 15 years and is a U.S. Navy veteran; based in Fort Worth, Texas.
Company status
private
Use cases & customers
Primary use cases
Target customers
Integrations
Ingests insurance scope PDFs and sends the converted export directly to the contractor's Xactimate account, working within the Xactimate and XactAnalysis claims ecosystem.
Sources & related URLs
Related / legacy domains
Agentic Index coverage score
2.0 / 14 capabilities · 14%
| Integrations & Tool CallingIngests insurance scope PDFs and sends the converted export to the contractor's Xactimate account within the XactAnalysis ecosystem; not a broad connector catalog (capout.ai). | Partial |
|---|---|
| Workflow OrchestrationA single upload produces conversion, profit breakdown, material and labor orders, and claim dispute responses; a bounded vertical pipeline (capout.ai/resources/compare). | Partial |
| Knowledge Grounding & RAGExtracts line items, pricing, and scope from PDFs, and the AI Claim Assistant grounds denial responses in manufacturer specs, building codes, and adjuster training materials (capout.ai/resources/compare). | Partial |
| Human Oversight & GuardrailsThe contractor reviews profit breakdowns and generated orders before production; assistive rather than autonomous (capout.ai/author/matt-fruge). | Partial |
| Security, Identity & GovernanceNo security certifications, identity, or governance features documented for CapOut (capout.ai). | Unable to verify |
| Observability & AuditabilityJob level insights and margin visibility are product output, not agent observability or audit logging (capout.ai/resources/compare). | Unable to verify |
| Memory & State PersistenceNo memory or state persistence documented (capout.ai). | Unable to verify |
| Deployment & Data ResidencyCloud SaaS; no on premise or data residency options documented (capout.ai). | Unable to verify |
| Prebuilt Agents / Templates / PacksA single vertical workflow, not an installable template or pack library (capout.ai). | Unable to verify |
| Triggers & Channel CoverageUpload driven and on demand; no autonomous triggers or multi channel coverage documented (capout.ai/resources/compare). | Unable to verify |
| Model Flexibility & RoutingNo user facing model choice or routing documented (capout.ai). | Unable to verify |
| APIs / SDKs / MCP ExtensibilityNo public developer API, SDK, or MCP documented; the Xactimate export is an integration, not extensibility (capout.ai). | Unable to verify |
| Testing, Debugging & OptimizationNo agent testing or evaluation tooling documented (capout.ai). | Unable to verify |
| Browser / Computer-useNo browser or computer use documented (capout.ai). | Unable to verify |
The Agentic Index coverage score grades every vendor Full, Partial or Unable to verify against the same 14 buyer facing capabilities, from public evidence only. Each capability links to how all vendors in the index score on it. How this evidence is graded
Pricing
Free to start with a small token allotment and no credit card. Usage runs on a token model and paid tier figures are not published.
Token based usage; consumption scales with the number of claims and documents processed.
Included quota
300 free tokens to start.
Cost watchouts
Token consumption scales directly with claim and document volume; heavy users will need paid token packs whose rates are not published.
Variable cost rationale
A token model means cost rises directly with the number of claims and documents processed, so high volume contractors carry meaningful usage based exposure.
Overage / add-ons
Additional usage consumes tokens beyond the free allotment.
Sales call required
No, self serve available
Free / trial
Free to start with 300 tokens, no credit card.
Lowest paid plan
Not published.
Key ambiguities
The free token allotment and token model are public, but paid token pack or subscription figures are not published.
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Alternatives to CapOut
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Similarity is computed from each vendor's Agentic Index coverage score evidence, axis by axis, not from the totals. How this evidence is graded