Agentic Index
Sardine vs Unit21 (2026)
Two fraud and compliance platforms with agentic layers, and the difference is what the platform was before the agents arrived.
Sardine leads with detection: an AI fraud platform with agentic workflow automation on top, typically from around 30,000 dollars a year, documenting 11.5 of 14. Unit21 leads with operations, agents executing the full financial crime lifecycle from detection through investigation to SAR filing, configured to your procedures with backtesting, at 11. Sardine if catching it is the problem; Unit21 if the queue behind the alert is.
Choose Sardine if
- Detection quality is the gap and you want a platform built around the model, not the workflow.
- An approximate published price point lets you size this before a sales cycle.
- Documented coverage is slightly broader across the matrix.
Choose Unit21 if
- Your alerts are fine and the investigation queue is what is drowning your analysts.
- Regulator ready SAR filing as an output is the specific outcome you need.
- Configuration to your own written procedures matters more than a vendor's default logic.
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