Waniwani

Waniwani is building distribution and compliance infrastructure for selling financial services through AI, so that insurers, lenders, and other quote based vendors can be discovered and can quote directly inside AI assistants rather than through traditional brokers. Founded in early 2026 in San Francisco, with offices in New York and Paris, by Robin Diligent, Maxime Antoine, Luiza Gusmao, and Raphael Vullierme, who previously spent nearly a decade running an insurer, it raised eight million dollars in seed funding in June 2026 led by Seedcamp, bringing total funding to about eight point seven million dollars. The company drew attention when its technology powered the first insurance quoting app inside ChatGPT, an event widely linked to a sharp one day drop in insurance broker stocks in February 2026.

The model is deliberately reminiscent of Stripe and Twilio: Waniwani offers a free open source SDK that lets a quote based vendor build its own sales agent and surface products inside AI platforms like ChatGPT, Claude, and Copilot as well as channels like WhatsApp, then charges for a paid infrastructure layer on top. Those paid modules handle the harder parts of selling regulated products through AI, keeping quotes and messaging within regulatory and brand compliance, simulating a vendor's market and measuring commercial performance across the full funnel, and optimizing revenue, pricing, and messaging, along with trust, security, and anti scraping protection. Its agents understand a buyer's intent through natural conversation and return accurate, personalized quotes from authorized carriers in real time.

Traction has been unusually fast for a company less than a year old, with clients across Europe, Latin America, the Middle East, Korea, and Australia, a Deloitte partnership, and apps built on it by Aviva and the parent of MoneySuperMarket. As a seed stage company its deeper agent tooling, memory, and formal security posture are still early, and there is real platform risk if the large AI providers build native monetization for financial services themselves. For an insurer or lender that wants to control how its products get quoted and sold as buyers move to AI assistants, Waniwani is a well positioned early bet; a vendor outside regulated, quote based services will find it narrowly aimed.