Pluvo
Also known as: Pluvo
AI native decision intelligence platform whose agents analyze financial models, trace variance, and simulate scenarios for CFOs in real time.
Pluvo is an AI finance analyst for CFOs and FP&A teams. It reads the company's accounting, ERP, billing, banking, planning and warehouse systems, including NetSuite, Sage Intacct, QuickBooks Online, Xero, Stripe, Snowflake and Databricks, into one source of truth and models the logic behind every metric in a governed knowledge graph. People ask questions in plain language, and Pluvo's agents pull the ledger data and return reports such as monthly closes, board narratives, variance analyses and runway scenarios in which every number traces to its source.
Analysis and close tasks can run continuously or on a schedule, and Pluvo surfaces performance issues as they appear. It is read only by design and does not write back to the ledger or systems of record. The knowledge graph is also exposed to ChatGPT, Claude and Cursor through a plugin, an MCP server and an API.
Pluvo runs on AWS, supports centralized identity and customizable role based permissions, logs prompts, calculations and exports with trace IDs, and states that its SOC 2 examination is in progress. Plans start at $750 a month on a 12 month agreement, with unlimited users.
Vendor details
Canonical URL
https://pluvo.io
Category
Data analyst agent
Funding status
Seed round of 5 million dollars (February 2026) led by Andreessen Horowitz a16z speedrun, with Deel, The Perseverance Fund, StandUp Ventures, AltaIR Capital, and strategic angel investors including existing customers, per Business Wire and PYMNTS. Alumnus of Alchemist Accelerator and selected for a16z speedrun. Founded 2024. Co headquartered in Ottawa, Canada and San Francisco, California. Co founders Alex Labreche (CEO) and Seb Fallenbuchl.
Company status
independent
Use cases & customers
Primary use cases
Target customers
Deployment options
Integrations
Integrates across the client data stack including ERP, CRM, HRIS, and billing systems, turning systems of record into model grounded, decision grade analysis.
In practice
Month end close eats the finance team's first week. Pluvo pulls the real ledger data from NetSuite or QuickBooks, drafts the close report and the variance drivers, and every number links back to its source.
The board meeting is Thursday and the CFO needs a narrative and runway scenarios. Pluvo produces both from the same governed knowledge graph, so the figures match the reports finance already reviewed.
Analysts want answers inside the AI tools they already use. Pluvo exposes its knowledge graph to ChatGPT, Claude and Cursor through a plugin, an MCP server and an API, while it stays read only on the ERP and ledger.
Sources & related URLs
Agentic Index coverage score
6.5 / 14 capabilities · 46%
| Integrations & Tool Calling | Partial |
|---|---|
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Pluvo reads from live connectors to NetSuite, Sage Intacct, QuickBooks Online, Xero, Stripe, Snowflake, Databricks, Postgres, Mercury, Plaid, Workday Adaptive Planning, spreadsheets and SFTP, with more in beta, and its security page states it is read only by design and does not write back to the ERP, ledger or systems of record. Plus covers up to five supported integrations, Growth adds ERP and HRIS integrations, and Scale adds custom and direct data integrations. SourcePluvo, pluvo.io/integrations, /security and /pricingread 2026-10-06 |
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| Workflow Orchestration | Partial |
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Agents "run the work end to end", working across the customer's systems to pull the real ledger data and hand back a report where every number traces to source, and analysis runs continuously or on a schedule. No branching, conditions, multiple cooperating agents or flow the customer composes is documented. SourcePluvo, pluvo.ioread 2026-10-06 |
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| Knowledge Grounding & RAG | Full |
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Pluvo connects the customer's systems into one source of truth and models the logic behind every metric in what it calls a governed knowledge graph, which its agents reason from. The same graph is exposed to ChatGPT, Claude, Cursor or agents the customer's own team builds. SourcePluvo, pluvo.ioread 2026-10-06 |
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| Human Oversight & Guardrails | Partial |
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Connected systems are only read, and Pluvo does not write back to the ERP, ledger or systems of record, which limits what it can change by design. It offers role based and view only paths, and schedules, evidence and source links are prepared for people to review. No approval step before an agent action is documented. SourcePluvo, pluvo.io/securityread 2026-10-06 |
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| Security, Identity & Governance | Partial |
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Enterprise workspaces support centralized identity, customizable role based permissions for personas such as Finance, Auditor and Board, and admin owned access reviews, and role based access control is included from the Scale plan up. Data is encrypted in transit and at rest. Pluvo states its SOC 2 Type II examination is in progress, so no attestation is held yet. SourcePluvo, pluvo.io/security, /pricing and pluvo.ioread 2026-10-06 |
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| Observability & Auditability | Full |
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Prompts, calculations, exports and important access events are logged with trace IDs so teams can review what happened, and the logs can be exported for compliance workflows. Every number in a report traces back to its source, and every plan includes an end to end audit trail. SourcePluvo, pluvo.io/security and /pricingread 2026-10-06 |
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| Memory & State Persistence | Not documented |
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No memory the agents keep across sessions is described, with nothing said about what it would hold or how long it would last, and Pluvo's current site makes no institutional memory claim. SourcePluvo, pluvo.ioread 2026-10-06 |
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| Deployment & Data Residency | Partial |
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The platform runs on AWS. Deployment specifics and data residency requirements are reviewed during security discovery, and the Enterprise plan lists custom deployment architecture and data residency among its terms. No region list, customer cloud or on premises option is named. SourcePluvo, pluvo.io/security and /pricingread 2026-10-06 |
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| Prebuilt Agents / Templates / Packs | Partial |
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Set report types (monthly close, board narrative, variance drivers, runway scenarios, audit support) come from one agent workflow, all outputs of the same product, with no separate agents or templates to adopt. Plans run from Launch at $750 a month with unlimited users, reports and dashboards, through Plus at $1,500, Growth at $2,500 and Scale at $5,000, to a custom Enterprise plan, and a 90 day risk free proof of value is offered. SourcePluvo, pluvo.io and /pricingread 2026-10-06 |
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| Triggers & Channel Coverage | Full |
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Analysis and close tasks run continuously or on a schedule without anyone asking, so teams always have up to date answers, and performance issues are detected and surfaced in real time. People can also ask Pluvo from ChatGPT, Claude or Cursor. SourcePluvo, pluvo.ioread 2026-10-06 |
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| Model Flexibility & Routing | Not documented |
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Pluvo names no model provider and offers no model choice. Its security page says customer prompts, files and finance data are not used to train the underlying models. When a team reaches Pluvo from ChatGPT or Claude, that assistant reads Pluvo's knowledge graph through the plugin, MCP server or API. SourcePluvo, pluvo.io/security and pluvo.ioread 2026-10-06 |
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| APIs / SDKs / MCP Extensibility | Partial |
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Pluvo offers a plugin, an MCP server and an API that expose its knowledge graph to ChatGPT, Claude, Cursor or agents the customer builds, and the integrations page lists a custom API connector. No endpoint, authentication scheme, tool list or reference is published. SourcePluvo, pluvo.io and pluvo.io/integrationsread 2026-10-06 |
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| Testing, Debugging & Optimization | Not documented |
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No way to test, score or compare the agents' reports is documented. Pluvo does test forecast assumptions against actuals, as part of its analysis of the customer's plan. SourcePluvo, pluvo.ioread 2026-10-06 |
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| Browser / Computer-use | Not documented |
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Finance systems are read through connectors and files; no browser, desktop or computer control is described. SourcePluvo, pluvo.io/integrationsread 2026-10-06 |
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The Agentic Index coverage score grades every vendor Full, Partial or Not documented against the same 14 buyer facing capabilities, from public evidence only. Each capability links to how all vendors in the index score on it. How this evidence is graded
Recent platform changes
Pluvo updated its Terms of Service to explicitly prohibit the use of customer data and model outputs for training or fine-tuning AI models. The revised terms clarify that customers retain full ownership of their data and the generated analysis. Pluvo also formalized its policies around the use of third-party AI sub-processors and cloud infrastructure.
Bears on: Security / enterprise
View sourcePricing
From $750 per month (Launch), on a 12 month agreement
per plan per month by integrations connected and AI capacity; unlimited users; 12 month agreement
What is public
All five tier prices with integration limits and inclusions; Enterprise is custom.
Cost watchouts
RBAC and custom integrations start at the $5,000 Scale tier, and residency is an Enterprise term.
Variable cost rationale
Continuous and scheduled agentic analysis across connected systems implies cost that scales with data volume and analysis frequency, though the pricing unit was not retrieved this session.
Sales call required
Yes, required for paid access
Free / trial
No free tier; Proof of Value credited toward year one
Lowest paid plan
Launch ($750 per month)
Key ambiguities
How AI capacity differs by tier is described in words, not units.
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Alternatives to Pluvo
The closest documented capability profiles to Pluvo among data analyst agents tracked by Agentic Index, ordered by similarity on the same 14 point evidence the rankings use. No vendor pays for placement.
- Athenic AI6.5 / 14Fuller documented coverage on Security, Identity & Governance and APIs, SDKs & MCP Extensibility
- Lumi AI7.5 / 14Adds documented Memory & State Persistence and Testing, Debugging & Optimization
- Powerdrill8.0 / 14Adds documented Memory & State Persistence
- Querio9.0 / 14Adds documented Memory & State Persistence and Testing, Debugging & Optimization
- Actian AI Analyst9.5 / 14Adds documented Memory & State Persistence and Model Flexibility & Routing, among others
- Brewit6.5 / 14Adds documented Memory & State Persistence and Testing, Debugging & Optimization
Similarity is computed from each vendor's Agentic Index coverage score evidence, axis by axis, not from the totals. How this evidence is graded