Cube vs Prophix (2026)

Cube connects to hundreds of source systems, with guides for NetSuite, Salesforce, Workday, Sage Intacct, Snowflake, Databricks, ADP Workforce Now, QuickBooks, HubSpot, Rillet, Dynamics 365 Business Central and Campfire, and syncs them on a schedule or on demand. Agents can start a fresh import from an existing connection before they answer, and they put their work into Cube scenarios, Boards, Tables and decks. None of them books an entry, updates a deal or changes an employee record back in the ERP, CRM or HR system.

Sourcecubesoftware.com/integrationsread 2026-10-13

ERP integrations and a unified data integration layer bring source data into Prophix One's governed models, and Power BI connects to them. The agents work on those models. The Budgeting Agent writes budget changes back into Prophix, Planning Agent skills publish models and run processes inside it, and the reporting, close and consolidation agents answer from its cube. Copilot returns answers inside Teams, Excel, PowerPoint, Word and Outlook. None of the agents posts entries, raises records or sends updates into the ERP or any other outside system.

Sourceprophix.com/autonomous-financeread 2026-10-13

Charlie, the super agent, breaks a question into tasks, routes each piece to one of four agent teams (Data Managers, Analysts, Planners and Business Partners), lets them pull, reconcile, model and draft, then checks the combined answer against the source data before returning it. One request can run from a data refresh through variance analysis to a drafted board deck. Cube Workflows add task lists with owners, assignees, statuses and due dates for processes such as the month end close.

Sourcecubesoftware.com/ai-agentsread 2026-10-13

The Planning Agent, announced in September 2026 as the Autonomous Planning Agent and now part of FP&A Plus, runs budgeting, planning and reforecasting cycles through skills, each a chain of Prophix actions run in order as one unit. Skills Manager builds them from a fixed set of step types that update filters, add or update a version, publish or refresh a model, run a process, update an ad hoc layout or validate templates, and any step can be set to depend on another.

Once a skill is configured, the agent carries it from start to finish on a prompt or a schedule. The first release covers financial models and the personnel and currency models tied to them. Copilot routes every other request to the agent or assistant the user picks, and Prophix's broader workflow module coordinates the people side of budgeting and the close.

Sourcefpa-plus.help.prophix.cloud/content/pxai/planning_agent.htmread 2026-10-13

People reach Charlie in the Cube Workspace, in the Excel and Google Sheets add ins, in Slack and Teams, and from any MCP assistant such as Claude or ChatGPT. Anomaly Detection watches the numbers and flags lines that look off before anyone asks. Source systems sync on a schedule, so fresh actuals land in the model and the plans update around them without someone starting the work.

Sourcecubesoftware.com/ai-agents/analystsread 2026-10-13

Most work reaches the agents from a person, who opens Prophix One Copilot in an application or in Teams, Excel, PowerPoint, Word or Outlook, picks an agent and types a question or chooses a sample one.

Planning Agent skills can also run on a schedule set in Skills Manager, with a time zone, a start time, start and end dates and a recurrence such as monthly or quarterly. With Run without Review switched on, a scheduled skill starts by itself at that time and no reminder goes out.

Left off, the default, Prophix emails the skill's owner a link to review and start the run in Copilot. No event, alert or webhook starts an agent.

Sourcefpa-plus.help.prophix.cloud/content/skills/wc_skills_plng_agent.htmread 2026-10-13

Charlie answers from the customer's own Cube. It decides which slices of actuals, budgets, forecasts and scenarios it needs and fetches them through the governed layer, with the company's formulas, account and entity hierarchies and currency conversions already applied, so revenue means what the company means by revenue. It can drill from a summary figure to transaction lines in the connected source systems, and every number opens back to the records behind it.

Sourcehelp.cubesoftware.com/hc/en-us/articles/36376094163092-about-ai-at-cuberead 2026-10-13

Answers come from the customer's governed actuals in the live Prophix cube, where the platform runs deterministic calculations and the agents explain the results, so a question about Q3 actuals against plan queries the model directly. The Consolidation Agent reads audit trail report data, the Reconciliation Agent reads close status, timelines and outstanding items, and the Knowledge Assistant answers from Prophix's help content. Agents only see data the user's permissions allow.

Sourceprophix.com/launchread 2026-10-13

Each conversation with Charlie and each Planner session is saved for the user who started it, and a History view reopens any of them to carry on where it left off. Context stays inside one conversation, so starting a new one for an unrelated question keeps the earlier context from carrying over. Admins can also write standing instructions for Charlie, such as always showing budget against actuals or how the fiscal calendar runs, which apply in every conversation for every user. Nothing an agent learns in one conversation reaches the next.

Sourcehelp.cubesoftware.com/hc/en-us/articles/41283352702356-chat-with-charlie-cube-s-ai-analystread 2026-10-13

Within Copilot, each exchange adds to a running session history that survives a switch to another agent or assistant until the user clears the chat. Chat History keeps every earlier conversation for the agent selected, and any of them can be reopened and resumed. Nothing the agents learn about a team's preferences or conventions carries into later conversations unless someone types it again.

Sourcehelpdocs.prophix.cloud/content/helpdocs/pxai/pxai.htmread 2026-10-13

Agent writes land only in scenarios opened for AI write back or created by the AI, so the live budget stays untouched unless someone opens it, and each write carries the user's name and an AI flag. Writing through MCP needs its own permission, which only Finance or Admin users can hold, new workflows and tasks arrive as drafts with no assignee, and a publish can be undone. Data Manager agents score each proposed mapping or bulk change by confidence, and the team approves it before anything lands.

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Budget changes made through the Budgeting Agent are reviewed and approved before the agent writes them back. A Planning Agent skill can carry Review Filters and Review Files steps that pause the run until a user approves or rejects, and a rejection stops every remaining step.

Scheduled skills wait for their owner to start them unless Run without Review is switched on, and any run can be cancelled midway. Only global administrators can use the Planning Agent until access is granted in Security Manager, and Portal administrators can switch Prophix One Intelligence off for the whole account and choose which assistants users may open.

Sourcefpa-plus.help.prophix.cloud/content/skills/wc_skills_plng_agent.htmread 2026-10-13

Cube holds SOC 2 Type II and SOC 1 reports, the SOC 2 examined by Dansa D'Arata Soucia, and handles data to HIPAA requirements. Sign in runs through SAML or OIDC single sign on with Okta, Duo, Google or Microsoft Entra, which an admin can enforce, plus app or text based multifactor authentication. Role based access and each user's Data Access Scope reach down to the cell, the agents inherit the asker's permissions, and separate permissions govern Charlie, the Planner, MCP read, MCP write and AI administration, so AI can be switched on or off for each use through the same roles.

Sourcecubesoftware.com/securityread 2026-10-13

Users sign in through Prophix Authentication, where multifactor sign in is mandatory, or through the customer's own provider over SAML 2.0 or OpenID Connect 1.0, with that provider's MFA. Agents follow Prophix Security Manager permissions and role based access, so they reach only the data a user may see. Prophix holds SOC 2 Type II and ISAE 3402 Type 2 attestations, ISO 27001, 27017 and 27018 certifications, HITRUST CSF and Cloud Security Alliance STAR, and TrustArc certifies its responsible AI program against the NIST AI framework, the EU AI Act and the OECD principles.

Sourceprophix.com/securityread 2026-10-13

Every agent query, answer and publish is recorded with the user, the permission scope applied and the sources used, and denied actions are recorded too. The audit trail shows each data change with who made it, the event type, the number of values changed and the before and after figures, and change history marks which changes came from AI. Because answers open to the transactions behind each figure, a reviewer can see exactly what an agent relied on.

Sourcecubesoftware.com/securityread 2026-10-13

Each Planning Agent skill keeps a Result Log of every run with its status, start time and completion time, and an All Result Log gathers runs across every skill. Runs end as Success, Paused, Rejected, Failed or Cancelled, and a run's detail view shows how many steps finished out of the total, the elapsed time and each step as a card with its own status.

While a skill runs, Copilot marks each step as done, active or not started, and skill activity reaches the notification hub and email. Agent answers stay grounded in governed actuals so a user can see where a result came from, and each user's Chat History keeps past conversations.

Sourcefpa-plus.help.prophix.cloud/content/skills/wc_skills_plng_agent.htmread 2026-10-13

Cube runs as a hosted service on AWS, with all data and infrastructure in US based regions, and offers a data processing agreement for GDPR needs. A company that needs its financial data held in the EU or another country cannot get that, and there is no customer hosted edition.

Sourcesecurity.cubesoftware.com/faqread 2026-10-13

Prophix One runs on AWS in a region chosen by the customer's location or set by the customer when service starts, from the United States, the UK, the EU, Canada, Australia, Singapore and Brazil, and data stays in that region, so a US customer's data is stored and backed up only in US regions. Backups are automated across regions within that geography, data is encrypted with AES 256 at rest and TLS 1.2 or higher in transit, and keys sit in cloud HSMs.

Sourcetrust.prophix.comread 2026-10-13

Four agent teams come with every plan. Data Managers handle mapping, bulk edits, connection setup and hierarchy upkeep, and Analysts bring slices, Smart Variance and Anomaly Detection. Planners carry the Planner Agent, Smart Forecaster and Formula Modeler, and Business Partners carry Visualization, Board Builder and Deck Builder. The Agent Exchange adds ready plays, such as a variance bridge to budget, a rolling forecast refresh, an investor update or a new entity mapping, which Charlie runs once the user fills in the bracketed inputs.

Sourcecubesoftware.com/ai-agentsread 2026-10-13

Prophix One ships ready agents for separate finance jobs.

The Budgeting Agent handles budget changes, the Planning Agent runs recurring cycles from skills, the Reporting Agent answers with tables, charts and variance commentary, the Reconciliation Agent tracks close status, the Consolidation Agent explains group totals, top contributors and negative balances, and the Architect Agent maps general ledger accounts to dimensions in a new model.

Skills Manager starts new skills from two templates, Monthly Maintenance and Rolling Quarter Forecasting, each with its steps and a default schedule ready to fill in. The Knowledge Assistant answers how to questions, and each agent opens with sample questions.

Sourceprophix.com/autonomous-financeread 2026-10-13

Charlie and the agent teams run on language models from providers available through Amazon Bedrock, chosen by Cube, with Anthropic named among Cube's subprocessors since March 2026, and Cube trains no models of its own for these features. AI settings hold a company's standing instructions and nothing else, so a company cannot pick the model behind its agents. Outside assistants such as Claude or ChatGPT can work on Cube data through the MCP server, but those are the customer's own tools reading Cube.

Sourcesecurity.cubesoftware.com/faqread 2026-10-13

The model behind Prophix One's agents goes unnamed, and no setting lets a customer pick or change it. Prophix keeps calculations in the platform and uses the AI to explain them, and it does not use customer data to train third party models. Connecting Claude, ChatGPT or Microsoft Copilot through the MCP server lets a team bring its own assistant to Prophix data, at that provider's terms, while the agents inside Prophix stay on Prophix's choice.

Sourceprophix.com/autonomous-financeread 2026-10-13

The Cube MCP Server, generally available on every plan with usage limits, signs users in with OAuth and offers a full tool set, from get_financial_slice_of_data and get_drilldown_data to publish_data, duplicate_scenario, create_dashboard, create_planning_table, create_workflow and initiate_import, so a team can point any agent framework at the governed model and write plans, Boards, Tables, scenarios and workflows back under the user's permissions. The Cube REST API has a public OpenAPI reference covering agent chat and Planner sessions, AI settings and credits, canvases, workflow runs and connection syncs, authenticates through OAuth with a PKCE flow, and is sold as an add on.

Sourcehelp.cubesoftware.com/hc/en-us/articles/54111068392724-what-ai-tools-can-do-through-the-cube-mcp-serverread 2026-10-13

The Prophix MCP server gives each FP&A Plus instance its own endpoint URL in the Portal. Claude, ChatGPT and other standard clients sign in over OAuth 2.1 with PKCE using a public client, and Microsoft Copilot uses a confidential client with a secret.

Its tools list models, dimensions, members and their properties, pull cell values, report layouts and period comparisons, query Detailed Planning records and run sums, means, variances and correlations, all within the user's own Prophix permissions.

Every tool reads, so an outside assistant can analyze plans across models but cannot change budgets, versions or models through it.

Sourcefpa-plus.help.prophix.cloud/content/pxai/mcp_server.htmread 2026-10-13

Before Charlie returns an answer it checks each figure against the source data, and every query, answer and AI write sits in the log for review afterward. The Planner, still in open beta, asks clarifying questions before it builds a scenario. Cube tested its own accuracy on its own books and does not warrant AI output, reminding users on every AI surface to check results. A finance team cannot run an agent against a set of known questions to see how it does before giving it to the wider team.

Sourcecubesoftware.com/ai-agentsread 2026-10-13

The Consolidation Agent answers only when the report data supports a confident answer and makes clear where its abilities stop, and Prophix applies bias testing under its responsible AI principles. A team has no way to test an agent against its own cases or score its answers before relying on it.

Sourceprophix.com/news/prophix-launches-next-wave-of-prophix-one-agents-defining-the-delegation-era-for-financeread 2026-10-13

The agents work through Cube's governed data layer, its source connections and the spreadsheet, Slack, Teams and MCP surfaces. None of them opens another application and clicks through it for a user.

Sourcecubesoftware.com/ai-agentsread 2026-10-13

Copilot runs inside Prophix and as an add in for Microsoft Office apps, answering from the Prophix cube. None of the agents opens a browser, drives another application's screen or works a desktop session for a user.

Sourceprophix.com/launchread 2026-10-13