Agentic Index
Ada vs Fin (2026)
Ada last verified ·Fin last verified
Ada and Fin both resolve support conversations across every channel, and they price on opposite models. That verdict is the Agentic Index coverage score, graded from each vendor's own published materials.
Fin charges $0.99 per outcome, so cost tracks resolutions directly. Ada quotes through sales and charges for conversations within a committed monthly band, and its distinguishing mechanism is authored Playbooks for complex multi step standard operating procedures. Per outcome billing pays for success, a committed volume makes the bill predictable, and Playbooks let a team encode a procedure instead of leaving the model to infer it.
This comparison is published by Agentic Index, an independent agentic AI vendor research platform. Ada and Fin are each graded against the same 14 capability Agentic Index taxonomy, from the vendor's own public materials under the Agentic Index verification standard, alongside 1,084 researched vendors. No vendor pays for placement and no vendor has reviewed this page. How this evidence is graded
Choose Ada if
- Authored Playbooks let you encode a specific procedure rather than trusting inference.
- A fixed annual cost is easier to budget than a variable per resolution bill.
- Voice, messaging, email and social from one platform is the channel requirement.
Choose Fin if
- Paying per resolution aligns cost with value rather than with seats.
- Simulation based testing before deployment is the safeguard you want.
- A published per resolution price removes a procurement cycle entirely.
| Feature | A Ada |
F Fin |
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| Action & orchestration | ||
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Integrations & Tool Calling Ability to connect agents to real systems through native integrations, OAuth-authenticated actions, custom tools, APIs, webhooks, or MCP-compatible tools. |
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AdaIntegrations & Tool Calling Ada Computer gives the agent API tools that read and write in the customer's systems, code tools for logic such as refunds and eligibility, and MCP tools found by connecting any server by URL. Named integrations include Salesforce, Zendesk, ServiceNow, Genesys, Amazon Connect, Twilio Flex, Freshworks and Aircall, with handoff integrations into those contact center stacks. Sourceada.cx/platformread 2026-09-29 |
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FinIntegrations & Tool Calling Fin runs on the customer's existing helpdesk across Intercom, Salesforce, HubSpot, Freshworks, Dixa, Front, Zoho, Sprinklr and Gorgias, adds Data Connectors for live external data, takes action to update external systems, and spans messaging and telephony channels. Sourcefin.ai/pricingread 2026-09-05 |
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Workflow Orchestration Ability to sequence, branch, retry, route, and combine deterministic workflow nodes with autonomous agent steps. |
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AdaWorkflow Orchestration Playbooks let the agent follow multi-step SOPs using real-time data, breaking complex journeys into focused steps. The agent answers off-script questions from approved knowledge, returns to the right step, and moves to another workflow or a handoff with context. Processes add block-based flows, and the Conversation View traces each Playbook step. Sourceada.cx/platformread 2026-09-29 |
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FinWorkflow Orchestration Procedures are configured multi-step workflows the agent runs end to end, including branches that end in a handoff to a human or into a workflow. Workflow automations on the Intercom helpdesk and Operator, a separate agent for customer operations work, sit alongside. Sourcefin.ai/pricingread 2026-09-05 |
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Triggers & Channel Coverage How agents wake up and where they work: schedules, webhooks, message events, CRM events, inbox events, chat, email, voice, and collaboration tools. |
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AdaTriggers & Channel Coverage Work starts when a company's customers arrive on voice, email, chat, messenger, WhatsApp, SMS, Instagram, in-app and custom channels. Ada also offers Proactive Outreach for messaging, and conversation start events trigger Playbooks. Sourceada.cx/platformread 2026-09-29 |
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FinTriggers & Channel Coverage Channels include Voice, Email, Messenger, Slack, WhatsApp, SMS, Instagram, Facebook Messenger and Fin over API. Tickets, cases and emails come in from the connected helpdesk, and a proactive outbound suite runs on the Intercom helpdesk. Sourcefin.ai/pricingread 2026-09-05 |
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| Knowledge & context | ||
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Knowledge Grounding & RAG Ability to ground agent behavior in company data through document ingestion, retrieval, external knowledge APIs, semantic search, or RAG layers. |
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AdaKnowledge Grounding & RAG A unified intelligence layer grounds the agent in shared customer context, business logic and policies, including knowledge bases and SOPs, managed in one place across channels. The Reasoning Engine retrieves knowledge in its original language and answers in 60 languages, and each conversation trace shows which Knowledge articles were used. Sourceada.cx/platformread 2026-09-29 |
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FinKnowledge Grounding & RAG Fin is trained on Knowledge Sources, Data Connectors, Procedures, Guidance and Categories, ingesting help center content from Intercom, Zendesk or Salesforce plus any public URL. The ingested content re-syncs every 24 hours for connected help centers and weekly for external web content. Sourcefin.ai/help/en/articles/13975777-pricing-and-usage-limitsread 2026-09-05 |
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Memory & State Persistence Ability to persist context across a run, conversation, workflow, user, team, or longer-term memory layer. |
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AdaMemory & State Persistence The platform keeps customer identity, context and conversation continuity across channels, returns to the correct Playbook step when earlier information is corrected, and carries context into a human handoff. Conversation identifiers and persistence are supported. The agent does not write its own memory across conversations with a scope, lifetime and a way to review or delete it. Sourceada.cxread 2026-09-29 |
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FinMemory & State Persistence Context carries within a conversation and across a voice call, and Fin passes full customer context to a human on escalation. No memory layer with a stated scope or lifetime is named, and the persistence Fin advertises is a learning flywheel that feeds conversations into model improvement, not a memory store that can be located or deleted for a given customer. Sourcefin.ai/capabilitiesread 2026-09-05 |
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| Control & trust | ||
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Human Oversight & Guardrails Approval steps, consent checkpoints, escalation rules, structured guardrails, policy constraints, and pause/resume controls. |
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AdaHuman Oversight & Guardrails API tools are restricted by default to the Processes and Playbooks that call them, can be limited to certain users by rules on collected variables, and act in the customer's systems under the customer's controls. Conversations hand off to human agents with context. There is no step where a person approves an agent action before it runs. Sourcedocs.ada.cx/docs/automation/tools/api-tools/api-tool-controlread 2026-09-29 |
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FinHuman Oversight & Guardrails Procedures carry deterministic controls and cross-team approvals, with multi-stage validation and approval workflows running before any action is taken, and Fin performs only actions the customer has explicitly configured and approved. Refund paths enforce eligibility windows, value thresholds and approval requirements, and Guidance bounds tone, scope and escalation. Sourcefin.ai/trainread 2026-09-05 |
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Security, Identity & Governance RBAC, SSO, auditability, encryption, least-privilege tool access, compliance posture, and data handling policy. |
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AdaSecurity, Identity & Governance The trust center at security.ada.cx publishes SOC 2 Type 2 and SOC 3 reports with named observation periods, plus HIPAA. Ada also holds AIUC 1 certification, with independent penetration testing at the infrastructure and AI model layers, and has zero data retention with LLM providers. Customers get SSO for team access and an Audit log of every configuration change with actor, entity and interface, exportable through an Audit Log API and webhook. The RBAC and MFA named in the privacy policy are Ada's own internal controls. Sourceada.cx trust center, platform/trust and docs; security.ada.cxread 2026-09-29 |
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FinSecurity, Identity & Governance Intercom supports SSO with Okta, Azure AD and OneLogin, plus 2FA, SCIM provisioning and IP restrictions, and holds SOC 2, ISO 27001, ISO 42001, ISO 27701, AIUC-1 and HIPAA. Sourcefin.airead 2026-09-05 |
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Observability & Auditability Traces, logs, execution histories, metrics, audit events, and debugging detail for production agent behavior. |
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AdaObservability & Auditability The Conversation View gives a complete trace of the steps the AI Agent took in each conversation and the resources it used (Coaching, Knowledge, Actions, Playbooks). Rows for each tool show API response times, each step has a details pane, and each conversation gets an Automated Resolution assessment. The Audit log separately records every configuration change with actor, entity and interface, exposed through an Audit Log API and webhook. Sourcedocs.ada.cx/docs/optimization/conversationsread 2026-09-29 |
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FinObservability & Auditability The Analyze stage includes Topics Explorer, CX Score quality scoring across every conversation, an Optimize Dashboard and configurable alerts, which measure what happened. No production trace showing why the agent acted as it did is described, and the view of Fin's reasoning sits inside Simulations, a test surface used before launch. Sourcefin.ai/analyzeread 2026-09-05 |
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Deployment & Data Residency Deployment modes and options, including SaaS, dedicated cloud, VPC, on-prem, hybrid, local runtime, and self-hosting. |
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AdaDeployment & Data Residency The platform is hosted on AWS in regions including the United States, Canada, Ireland and Germany, and the enterprise agreement sets data residency options, retention schedules and deletion rights. No self host, VPC or on premises deployment is offered. Sourceada.cx privacy policy and platform/trustread 2026-08-30 |
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FinDeployment & Data Residency Customer data is hosted in the United States, the European Union or Australia, chosen to meet the customer's residency requirement, with redundancy across regions behind a 99.8% uptime SLA. Sourcefin.airead 2026-09-05 |
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| Solution readiness | ||
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Prebuilt Agents, Templates & Packs Ready-made workflows, packaged employees, templates, blueprints, industry solutions, and role-specific agents that reduce time-to-value. |
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AdaPrebuilt Agents, Templates & Packs Vertical Playbooks ship as a dedicated product on their own subdomain, playbooks.ada.cx, as packaged multi-step SOPs that customers adopt into their agent. The named verticals are ecommerce, financial services, gaming, health insurance, property and casualty insurance, SaaS and travel, though which of them ship today is not confirmed. Sourceplaybooks.ada.cxread 2026-09-29 |
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FinPrebuilt Agents, Templates & Packs Fin ships named role-specific agents that customers adopt as units, Fin for Service, Fin for Sales and Fin for Ecommerce, each with pre-trained skills, alongside packaged helpdesk editions for Salesforce, Freshdesk and HubSpot, a Simulation library and the AI Agent Blueprint. Sourcefin.ai/capabilitiesread 2026-09-05 |
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| Platform extensibility | ||
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Model Flexibility & Routing Ability to work across multiple foundation models, route tasks to different models, or let buyers bring their own providers and keys. |
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AdaModel Flexibility & Routing Ada orchestrates multiple LLMs behind its Reasoning Engine to understand, act and resolve, so several models are in play. Ada handles selection and routing itself, and customers cannot choose a model. Sourceada.cxread 2026-09-29 |
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FinModel Flexibility & Routing Answers come from Fin's own proprietary model family, the Apex model built for customer support and Apex Flash for low latency voice, under the patented Fin AI Engine. No customer or admin model selection is described. Sourcefin.ai/pricingread 2026-09-05 |
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APIs, SDKs & MCP Extensibility Composability layer: stable APIs, SDKs, MCP tool consumption/serving, custom tools, and integration into internal systems. |
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AdaAPIs, SDKs & MCP Extensibility Developers get a public reference at docs.ada.cx for the Conversations API, which embeds the agent in custom channels, and for the Variables, Tools, Data Export and Audit Log APIs with webhooks. SDKs sit alongside, as does Ada's own MCP server, with getting-started guides for Claude, ChatGPT, Codex, Gemini CLI and Google ADK, an authentication guide and a tools list covering test cases, test runs, coaching and knowledge search. Sourcedocs.ada.cx/llms.txtread 2026-09-29 |
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FinAPIs, SDKs & MCP Extensibility The Fin API Platform exposes the Apex generative, Retrieval and Reranker models individually or as a complete RAG pipeline for building custom agents, and the Fin Agent API embeds Fin in a customer's own product without the Intercom messenger. API is a first-class deployment channel, and the versioned REST API comes with an OpenAPI specification, interactive reference and changelog. A help center note says Fin cannot serve conversations created through the API, but it predates the API Platform and covers only that one path. Sourcefin.ai/api-platformread 2026-09-05 |
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Testing, Debugging & Optimization Testing, debugging, scoring, retries, fallbacks, quality gates, and optimization loops for improving agent workflows before and after deployment. |
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AdaTesting, Debugging & Optimization Simulations run a library of up to 1,000 test cases as multi-turn conversations in bulk, up to 3,000 a day, and evaluate the agent's simulated responses against expected outcomes the customer defines. They serve regression testing, compliance audits and deployment readiness, alongside Interactive Testing and Coaching. Test cases and runs are also exposed as tools on Ada's MCP server. Sourcedocs.ada.cx/docs/optimization/testing/simulationsread 2026-09-29 |
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FinTesting, Debugging & Optimization Customers get a test suite covering Simulations, Regression Tests, Previews and Audience Testing, run against their own configured agent, with results readable before deployment. Sourcefin.ai/pricingread 2026-09-05 |
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| Specialist automation | ||
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Browser & Computer Use Browser, desktop, or remote/local computer control for workflows that cannot be handled through stable APIs alone. |
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AdaBrowser & Computer Use The agent acts in backend systems through Ada Computer, which despite its name is a tool layer of API tools, code tools and MCP tools, not a way to operate a browser or desktop. Browser control and computer use are not described. Sourceada.cx/platformread 2026-09-29 |
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FinBrowser & Computer Use Every deployment surface is a messaging, voice or API channel, and actions on external systems run through helpdesk connectors and Data Connectors. No browser control, virtual desktop or operation of software without a programmatic interface is described. Sourcefin.ai/pricingread 2026-09-05 |
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Pricing snapshot
Sourced from the Index pricing dataset · open each vendor's profile for full detail.
| Pricing | A Ada |
F Fin |
|---|---|---|
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Entry price Lowest public entry point |
Not published. Contracts are quoted through sales. | $0.99 per outcome |
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Pricing confidence How public the numbers are |
Contact only | Public, exact |
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Billing Primary billing axis |
Conversations, billed against a committed monthly volume band, with some contracts per resolution. | Outcomes, at $0.99 each, plus helpdesk seats when Fin runs inside Intercom. |
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Variable cost Workload / overage exposure |
Medium variable cost | High variable cost |
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Free tier / trial Try before you buy |
No free tier
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No free tierTrial
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Buying motion Self-serve vs sales call |
Sales call | Mixed |
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Pricing verified When this pricing was last checked |
Product updates
Newest first, each linked to its source.
Ada
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· Integrations
A new Salesforce SMTP Connector hands email conversations from an Ada AI Agent to Salesforce as Cases, with the transcript and the customer's latest attachments.
Source -
· Agent capability
Voice AI Agents in Ada can now place outbound phone calls through Voice Proactive Outreach and run a linked Playbook when a person answers.
Source -
· MCP / tool calling / API
Messaging now replaces Ada's Chat experience and legacy Chat SDKs, and Chat retires on December 15, 2026.
Source
Fin
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· Human approval / guardrails
When a conversation needs a review, a piece of information or an approval, Fin now loops in a human teammate to approve, edit or take over, instead of escalating and leaving.
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· Observability / auditability
Intercom introduced custom reporting metrics that can be filtered by Fin AI Agent ratings or used to count escalations from AI agents to humans.
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· Observability / auditability
Intercom launched Evals and Releases for Fin, providing tools to test AI agent changes before deployment, control gradual rollouts, and monitor live conversations for quality.
Source
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