Agentic Index
Cursor vs Factory (2026)
Both are at the head of the coding category and they put the agent in different places, at 11 and 12.5 of 14.
Cursor is an AI first integrated development environment with agentic assistance, multi file editing, code review and frontier model support, from twenty dollars a month with a free tier. Factory is agent native rather than editor native, with Droid agents handling code review, pull request management and engineering tasks, from twenty dollars to two hundred a month on usage credits. Cursor makes the developer faster in the editor; Factory does work while the developer is somewhere else.
Choose Cursor if
- The editor is where your developers work and improving it is the fastest adoption path.
- Multi file editing with frontier models is the daily capability that matters.
- A free tier lets developers try it before any team decision.
Choose Factory if
- Documented coverage is materially broader across the matrix.
- Work completed outside the editor, in pull requests and reviews, is what you need.
- Agent native rather than editor native is the direction you believe development is going.
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