Agentic Index
Cosine vs Factory (2026)
Genie and Factory both turn tickets into tested pull requests for enterprise teams. Cosine's edge is model sovereignty: its own Lumen family, legacy language coverage, on device options, and air gapped installs. Factory's edge is orchestration: role specialized Droids, a shared knowledge layer, and per step model routing, with the strongest capability spread in our review matrix.
| At a glance | Cosine | Factory |
|---|---|---|
| Category | Coding agent | Coding agent |
| Entry price | Hobby $20/seat/mo (5M credits) · Professional $200/seat/mo (60M credits) · credits per task; top-ups available · BYO Claude/OpenAI/Copilot uses your own subscription · enterprise air-gapped custom | Pro $20/mo · Plus $100/mo · Max $200/mo (usage-credit model; free Droid Core pool; prepaid Extra Usage $10 min) · Teams/Enterprise custom |
| Free / trial | No free tier surfaced; entry is the $20/seat Hobby plan. Note: running Genie on your own Claude/OpenAI/Copilot subscription via the CLI incurs no extra Cosine model billing. | n/p |
| Pricing confidence | public exact | public partial |
| Feature |
C
Cosine
|
F
Factory
|
|---|---|---|
| Action & orchestration | ||
|
Integrations & Tool Calling Ability to connect agents to real systems through native integrations, OAuth-authenticated actions, custom tools, APIs, webhooks, or MCP-compatible tools. |
Full / Explicit | Full / Explicit |
|
Workflow Orchestration Ability to sequence, branch, retry, route, and combine deterministic workflow nodes with autonomous agent steps. |
Full / Explicit | Full / Explicit |
|
Triggers & Channel Coverage How agents wake up and where they work: schedules, webhooks, message events, CRM events, inbox events, chat, email, voice, and collaboration tools. |
Full / Explicit | Partial |
| Knowledge & context | ||
|
Knowledge Grounding & RAG Ability to ground agent behavior in company data through document ingestion, retrieval, external knowledge APIs, semantic search, or RAG layers. |
Full / Explicit | Partial |
|
Memory & State Persistence Ability to persist context across a run, conversation, workflow, user, team, or longer-term memory layer. |
No / Not documented | Partial |
| Control & trust | ||
|
Human Oversight & Guardrails Approval steps, consent checkpoints, escalation rules, structured guardrails, policy constraints, and pause/resume controls. |
Partial | Full / Explicit |
|
Security, Identity & Governance RBAC, SSO, auditability, encryption, least-privilege tool access, compliance posture, and data handling policy. |
Partial | Full / Explicit |
|
Observability & Auditability Traces, logs, execution histories, metrics, audit events, and debugging detail for production agent behavior. |
Partial | Full / Explicit |
|
Deployment & Data Residency Deployment modes and options, including SaaS, dedicated cloud, VPC, on-prem, hybrid, local runtime, and self-hosting. |
Full / Explicit | Full / Explicit |
| Solution readiness | ||
|
Prebuilt Agents, Templates & Packs Ready-made workflows, packaged employees, templates, blueprints, industry solutions, and role-specific agents that reduce time-to-value. |
No / Not documented | Full / Explicit |
| Platform extensibility | ||
|
Model Flexibility & Routing Ability to work across multiple foundation models, route tasks to different models, or let buyers bring their own providers and keys. |
Full / Explicit | Full / Explicit |
|
APIs, SDKs & MCP Extensibility Composability layer: stable APIs, SDKs, MCP tool consumption/serving, custom tools, and integration into internal systems. |
Partial | Full / Explicit |
|
Testing, Debugging & Optimization Testing, debugging, scoring, retries, fallbacks, quality gates, and optimization loops for improving agent workflows before and after deployment. |
Partial | Full / Explicit |
| Specialist automation | ||
|
Browser & Computer Use Browser, desktop, or remote/local computer control for workflows that cannot be handled through stable APIs alone. |
Partial | Full / Explicit |
Pricing snapshot
Sourced from the Index pricing dataset · open each vendor's profile for full detail.
| Pricing |
C
Cosine
|
F
Factory
|
|---|---|---|
|
Entry price Lowest public entry point |
Hobby $20/seat/mo (5M credits) · Professional $200/seat/mo (60M credits) · credits per task; top-ups available · BYO Claude/OpenAI/Copilot uses your own subscription · enterprise air-gapped custom | Pro $20/mo · Plus $100/mo · Max $200/mo (usage-credit model; free Droid Core pool; prepaid Extra Usage $10 min) · Teams/Enterprise custom |
|
Pricing confidence How public the numbers are |
Public — exact | Public — partial |
|
Billing Primary billing axis |
Seat-based subscription with a monthly Cosine Credit pool per seat (credits consumed when the agent reads, plans, or writes code); additional seats add users and credits; top-ups available; enterprise/air-gapped via custom agreements. BYO model subscription path bills model usage to your own provider. | hybrid |
|
Variable cost Workload / overage exposure |
High variable cost | High variable cost |
|
Free tier / trial Try before you buy |
No free tier
|
No free tier
|
|
Buying motion Self-serve vs sales call |
Self-serve | Mixed |
Choose Cosine if
- Regulated or classified environments need the agent fully inside your perimeter.
- COBOL, Fortran, and other legacy stacks are core, where Lumen models specialize.
- Seat plus credit pricing from 20 dollars lets small teams start without a platform commitment.
Choose Factory if
- You want Droids specialized by role passing structured output down a pipeline.
- Linear and Jira are the source of truth, and Factory treats tickets as native units of work.
- Model agnostic routing hedges you against any single provider.