Agentic Index
Lunos vs Tabs (2026)
Lunos and Tabs both automate B2B accounts receivable with agents, and the split is autonomy modes versus billing depth: Lunos is a multi agent AR suite spanning collections, disputes, cash application, and payment orchestration with three autonomy modes, Slack native, starting free then 0.3 percent on collections in Act mode, while Tabs runs autonomous billing and collections from 1,500 dollars a month on its Launch plan. That verdict is the Agentic Index coverage score, graded from each vendor's own published materials.
Choose Lunos for graduated autonomy and usage aligned pricing, Tabs for a billing first platform.
This comparison is published by Agentic Index, an independent agentic AI vendor research platform. Lunos and Tabs are each graded against the same 14 capability Agentic Index taxonomy, from the vendor's own public materials under the Agentic Index verification standard, alongside 956 researched vendors. No vendor pays for placement and no vendor has reviewed this page. How this evidence is graded
Choose Lunos if
- Graduated autonomy modes let you earn trust before going hands off.
- Percentage on collections (0.3 percent in Act mode, free tier to start) aligns cost to value.
- Slack native workflows fit how your finance team works.
Choose Tabs if
- Billing complexity (usage, contracts, invoicing) is the root problem, not just collections.
- A flat platform anchor from 1,500 dollars a month is easier to budget.
- You want B2B billing and AR consolidated in one system.
| At a glance | Lunos | Tabs |
|---|---|---|
| Category | Enterprise operations agent | Enterprise operations agent |
| Entry price | No base fee; 0.3% of collections (Pay as you go) | Contact for pricing |
| Free / trial | Self serve sign up with no base fee on Pay as you go, charged only on collections for the accounts assigned to Lunos; no free plan is published | — |
| Pricing confidence | public exact | contact only |
| Feature | L Lunos |
T Tabs |
|---|---|---|
| Action & orchestration | ||
|
Integrations & Tool Calling Ability to connect agents to real systems through native integrations, OAuth-authenticated actions, custom tools, APIs, webhooks, or MCP-compatible tools. |
Full / Explicit | Full / Explicit |
|
Workflow Orchestration Ability to sequence, branch, retry, route, and combine deterministic workflow nodes with autonomous agent steps. |
Full / Explicit | Full / Explicit |
|
Triggers & Channel Coverage How agents wake up and where they work: schedules, webhooks, message events, CRM events, inbox events, chat, email, voice, and collaboration tools. |
Full / Explicit | Full / Explicit |
| Knowledge & context | ||
|
Knowledge Grounding & RAG Ability to ground agent behavior in company data through document ingestion, retrieval, external knowledge APIs, semantic search, or RAG layers. |
Partial | Full / Explicit |
|
Memory & State Persistence Ability to persist context across a run, conversation, workflow, user, team, or longer-term memory layer. |
No / Not documented | No / Not documented |
| Control & trust | ||
|
Human Oversight & Guardrails Approval steps, consent checkpoints, escalation rules, structured guardrails, policy constraints, and pause/resume controls. |
Full / Explicit | Full / Explicit |
|
Security, Identity & Governance RBAC, SSO, auditability, encryption, least-privilege tool access, compliance posture, and data handling policy. |
Full / Explicit | Full / Explicit |
|
Observability & Auditability Traces, logs, execution histories, metrics, audit events, and debugging detail for production agent behavior. |
Partial | Full / Explicit |
|
Deployment & Data Residency Deployment modes and options, including SaaS, dedicated cloud, VPC, on-prem, hybrid, local runtime, and self-hosting. |
Unknown / Unspecified | No / Not documented |
| Solution readiness | ||
|
Prebuilt Agents, Templates & Packs Ready-made workflows, packaged employees, templates, blueprints, industry solutions, and role-specific agents that reduce time-to-value. |
Full / Explicit | Partial |
| Platform extensibility | ||
|
Model Flexibility & Routing Ability to work across multiple foundation models, route tasks to different models, or let buyers bring their own providers and keys. |
No / Not documented | No / Not documented |
|
APIs, SDKs & MCP Extensibility Composability layer: stable APIs, SDKs, MCP tool consumption/serving, custom tools, and integration into internal systems. |
No / Not documented | Full / Explicit |
|
Testing, Debugging & Optimization Testing, debugging, scoring, retries, fallbacks, quality gates, and optimization loops for improving agent workflows before and after deployment. |
No / Not documented | No / Not documented |
| Specialist automation | ||
|
Browser & Computer Use Browser, desktop, or remote/local computer control for workflows that cannot be handled through stable APIs alone. |
Partial | No / Not documented |
Pricing snapshot
Sourced from the Index pricing dataset · open each vendor's profile for full detail.
| Pricing | L Lunos |
T Tabs |
|---|---|---|
|
Entry price Lowest public entry point |
No base fee; 0.3% of collections (Pay as you go) | Contact for pricing |
|
Pricing confidence How public the numbers are |
Public, exact | Contact only |
|
Billing Primary billing axis |
percentage of collections on the entry plan, flat annual fee banded by collections volume above it | not published |
|
Variable cost Workload / overage exposure |
Medium variable cost | Medium variable cost |
|
Free tier / trial Try before you buy |
No free tier
|
No free tier
|
|
Buying motion Self-serve vs sales call |
Mixed | Sales call |
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